Grays Harbor County property record for 105 E Young St, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,560 sqft · built 1914 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $271,000 (Jun 2020) |
| Tax Bill | $2,641 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040500100401 |
| Primary APN | 040500100401 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 2019 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,350 sqft (0.146 acres) |
| Porch | Slab |
| Porch Area | 278 sqft |
| Patio Area | 182 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 105 E YOUNG ST |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDERSON & COMBES E 50 OF LOT 4 BLK 1 |
| Legal Range | 35 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Subdivision | ANDERSON & COMBES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 502 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 E YOUNG ST, ELMA, WA 98541-9081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jun 16, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Oct 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Deed Document Number | 202075 |
| Prior Transfer Date | Oct 27, 2017 |
| Prior Transfer Doc | 0000000018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 105 E YOUNG ST, ELMA, WA 98541-9081 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0009290007 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-09290007 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jun 16, 2020 |
| Property Address | 105 E YOUNG ST, ELMA, WA 98541-9081 |
| Document Number | 0006160075 |
| Map Reference | VOL 1 PG 70 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 2020-06160075 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | GRAYS HARBOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,663.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 E YOUNG ST, ELMA, WA 98541-9081 |
| Document Number | 0006160076 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-06160076 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Number | 0006160077 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-06160077 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Oct 27, 2017 |
| Property Address | 105 E YOUNG ST, ELMA, WA 98541-9081 |
| Document Number | 0010270018 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 10270018 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Elma City |
| Unified School District | Elma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,641.00 (-5.07%) | ||
| 2025 | $2,782.00 (-4.23%) | $291,401 (-) Land $56,754 Building $234,647 | $291,401 (-) Land $56,754 Building $234,647 |
| 2024 | $2,905.00 | $291,401 Land $56,754 Building $234,647 | $291,401 Land $56,754 Building $234,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELMA serves 6,638 people · EPA ID WA5323100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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