Union County property record for 105 E Washington St, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,236 sqft · built 1920 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Jun 2023) |
| Tax Bill | $4,288 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03.02.02.1015 |
| Primary APN | 03.02.02.1015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Living Area |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Interior Walls | Wood |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 105 E WASHINGTON ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9B OF 9 & ALL LOT 10 BLK 2 WIXSON'S ADD E P CITY |
| Legal Subdivision | WIXSON'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 9B,10 |
| Legal Unit | 2 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 20200 |
Source: Union County records · APN 03.02.02.1015
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 E WASHINGTON ST, ELK POINT, SD 57025-2392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF ALCESTER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2023 · Amount on Record |
| Deed Sale | Jun 05, 2023 · Amount on Record |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jun 20, 2023 |
| Property Address | 105 E WASHINGTON ST, ELK POINT, SD 57025-2392 |
| Document Number | 000113/359 |
| Book / Page | 113 / 359 |
| Instrument Date | Jun 05, 2023 |
| Instrument | 231440 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31225 474TH AVE, AKRON, IA 51001-7531 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 E WASHINGTON ST, ELK POINT, SD 57025-2392 |
| Investor | Possibly a Property Investor |
| Document Number | 0000182318 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 182/318 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 105 E WASHINGTON ST, ELK POINT, SD 57025-2392 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 178/854 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 178/854 |
| Instrument | 213730 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 105 E WASHINGTON ST, ELK POINT, SD 57025-2392 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170/0862 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 170/0862 |
| Instrument | 174592 |
| Name | STATE BANK OF ALCESTER |
|---|---|
| Type | Bank |
| Address | ALCESTER, SD 57001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,288.00 (+8.01%) | $257,195 (+9.24%) Land $16,699 Building $240,496 |
| 2024 | $3,970.00 (-2.5%) | |
| 2023 | $4,072.00 (+24.56%) | $235,445 (+31.27%) Land $16,699 Building $218,746 |
| 2022 | $3,269.00 (+11.04%) | $179,364 Land $14,520 Building $164,844 |
| 2021 | $2,944.00 |
Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Long Lines.
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELK POINT serves 2,124 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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