105 E Spring St, Cookeville, TN 38501 Property Records

Putnam County property record for 105 E Spring St, Cookeville, TN 38501

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,900 sqft · built 1920
Lot Size0.458 acres (19,980 sqft)
OwnerIndividual Name on Record
Tax Bill$2,149 (2022)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN071053K A 02700

Property Details

APN / Parcel Number

Primary APN071053K A 02700
Alternative APN
  • 053K A 02700

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,900 sqft Living Area
1st Floor Area1,620 sqft
Upper Floors Area1,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialRolled Roofing
Lot Area19,980 sqft
Lot Dimensions370 ft deep x 54 ft wide
TerrainRolling
Garage TypeMixed
PorchEnclosed Porch
Porch Area357 sqft

Utilities, Heating & Cooling

Heating SystemSteam
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address105 E SPRING ST
CityCOOKEVILLE
StateTN
Zip38501-3207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-2
Legal DescriptionDISTRICT: 01 WILL, COUNTY AREA: S01
Legal SubdivisionHOMEPLACE/R M GREENWOOD
JurisdictionPUTNAM TN
Township / Civil Division1
Census Block Group1
Census Block1003
Census Tract700

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 E SPRING ST, COOKEVILLE, TN 38501-3207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2018
Deed SaleJan 31, 2018
Deed Document Number0RB1039686
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Recording DateAug 26, 2026
Property Address105 E SPRING ST, COOKEVILLE, TN 38501-3207
Document Number0000328973
Book / Page1725 / 756
Instrument DateAug 17, 2026
Instrument2026328973
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyLEDBETTER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000328973,
DateAug 26, 2026
Book Page1725/756
Instrument2026328973
Lender
NameWELLS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 25, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
MunicipalityCookeville City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,300 (-) Land $17,500 Building $47,800
2023$65,300 Land $17,500 Building $47,800
2022$2,149.00
2021$261,200 Land $70,000 Building $191,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE WATER DEPT
serves 49,711 people · EPA ID TN0000133
Water SourceSurface water
Last State InspectionJan 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Twin Lakes.

Nearby Properties on E Spring St

Nearby Streets

Search Property Records by Address or Parcel Number