Oakland County property record for 105 E Silverbell Rd, Lake Orion, MI 48360
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,581 sqft · built 1994 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,000 (Apr 2023) |
| Tax Bill | $4,570 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Apr 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O-09-26-452-010 |
| Primary APN | O-09-26-452-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Basement Area | 1,018 sqft |
| Unfinished Basement | 1,018 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 22,521 sqft (0.517 acres) |
| Lot Dimensions | 180 ft deep x 125 ft wide |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 153 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 105 E SILVERBELL RD |
|---|---|
| City | LAKE ORION |
| State | MI |
| Zip | 48360-2487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R10E, SEC 26 HI-HILL VILLAGE LOT 1 |
| Legal Range | 10E |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | HI-HILL VILLAGE |
| Legal Lot Number | 1 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ORION |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 128900 |
105 E Silverbell Rd is owned and occupied by an individual who acquired it in August 2023.
Source: Oakland County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2023 | Intrafamily Transfer, Transfer |
| Apr 6, 2023 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Feb 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on File |
| Deed Sale | Apr 6, 2023 · Amount on File |
| Prior Sale | Feb 3, 2023 · Amount on File |
| Deed Document Number | 202333001 |
| Deed Book / Page | 58521 / 450 |
| Last Transfer Date | Aug 21, 2023 |
| Transfer Doc | 0000095385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 30, 2023 |
| Property Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Number | 0000095385 |
| Book / Page | 58844 / 648 |
| Map Reference | LB 90 PG 13 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 95385 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Name | Verified Name |
|---|---|
| Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 6, 2023 |
| Property Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Number | 0000033001 |
| Book / Page | 58521 / 450 |
| Map Reference | LB 90 PG 13 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 33001 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Name | Verified Name |
|---|---|
| Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 3, 2023 |
| Property Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Number | 0000011802 |
| Book / Page | 58405 / 594 |
| Map Reference | LB 90 PG 13 |
| Instrument Date | Jan 3, 2023 |
| Instrument | 11802 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Number | 0058404785 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 58404/785 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 5.9% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Number | 0000204658 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 54946/166 |
| Instrument | 204658 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 23, 2018 |
| Property Address | 105 E SILVERBELL RD, LAKE ORION, MI 48360-2487 |
| Document Number | 0000069128 |
| Book / Page | 51747 / 00726 |
| Map Reference | LB 90 PG 13 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 69128 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 E SILVERBELL RD, 105, LAKE ORION, MI 48360-2487 |
| Name | Verified Name |
|---|---|
| Address | 3938 BONN DR, INDIANAPOLIS, IN 46228-6790 |
| Document Number | 0000069237 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 69237 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 105 E Silverbell Rd was $4,570 with a homeowner's exemption, down 31.1% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Orion Charter Township |
| Unified School District | Lake Orion Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,570.00 (-31.12%) Homeowner's exemption | $191,400 | $382,800 |
| 2024 | $6,635.00 | ||
| 2023 | $166,350 | $332,700 | |
| 2021 | $4,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 E Silverbell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 E Silverbell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN HILLS serves 21,412 people · EPA ID MI0005450 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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