105 E North St, Cambridge, IL 61238 Property Records

Henry County property record for 105 E North St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 768 sqft · built 1970
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2019)
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-07-205-009`

Property Details

APN / Parcel Number

Primary APN	`18-07-205-009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	768 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Construction Type	Frame
Foundation Type	Block
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	151 ft deep x 109 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	105 E NORTH ST
City	CAMBRIDGE
State	IL
Zip	61238-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E109.5 OF W262 OF S151.5 LT 27 NORTHEAST ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	NORTHEAST ADD
Legal Block	205
Legal Lot Number	27
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4016
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 E NORTH ST, CAMBRIDGE, IL 61238-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 25, 2019	Deed, Transfer · FHA Mortgage 1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Dec 28, 2006 · Amount on Record
Deed Document Number	201920-1900824
Prior Transfer Date	Jul 31, 2013
Prior Transfer Doc	0000005443
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	105 E NORTH ST, CAMBRIDGE, IL 61238-1137
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006870
Date	Dec 31, 2019
Instrument	20-1906870

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Feb 25, 2019
Property Address	105 E NORTH ST, CAMBRIDGE, IL 61238-1137
Document Number	0000000824
Instrument Date	Feb 21, 2019
Instrument	20-1900824
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 1 2 PROSPECT #1 # 1, 1, CAMBRIDGE, IL 61238

Mortgage

Document Number	0000000825
Date	Feb 25, 2019
Instrument	20-1900825

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,679.00 (+7.5%) Homeowner's exemption	$35,713 (+4.7%) Land $6,767 Building $28,946	$107,139 (+4.7%) Land $20,301 Building $86,838
2024	$2,492.00 (+21.86%)	$34,110 (+10.23%) Land $6,463 Building $27,647	$102,330 (+10.23%) Land $19,389 Building $82,941
2022		$30,944 Land $5,863 Building $25,081	$92,832 Land $17,589 Building $75,243
2021	$2,045.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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