105 E Moss Ave, Earlington, KY 42410 Property Records

Hopkins County property record for 105 E Moss Ave, Earlington, KY 42410

Property Summary

Property Type	Single Family Home
Details	2,820 sqft · built 1900
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2026)
Tax Bill	$492 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`M-26-25-15`

Property Details

APN / Parcel Number

Primary APN	`M-26-25-15`
Alternative APN	`45969`

Interior

Stories	1 Story
Building Area	2,820 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Driveway	Gravel Driveway
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	45969
Street Address	105 E MOSS AVE
City	EARLINGTON
State	KY
Zip	42410-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	ASSESSMENT INCLUDES M-26-25-14
Legal Subdivision	EARLINGTON
Legal Block	B
Legal Lot Number	13
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	3
Census Block	3046
Census Tract	970900

Owner

Source: Hopkins County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 E MOSS AVE, EARLINGTON, KY 42410-1530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK
Apr 12, 2022	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Deed Document Number	20266984
Deed Book / Page	847 / 289
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Jul 14, 2026
Property Address	105 E MOSS AVE, EARLINGTON, KY 42410-1530
Document Number	0000006984
Book / Page	847 / 289
Instrument Date	Jun 29, 2026
Instrument	20266984
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,625.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	105 E MOSS AVE, EARLINGTON, KY 42410-1530

Mortgage

Document Number	0000006985,
Date	Jul 14, 2026
Instrument	20266985

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	105 E MOSS AVE, EARLINGTON, KY 42410-1530
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1367/284
Date	Apr 12, 2022
Book Page	MTG 1367/284
Instrument	2022004118

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 6, 2027

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Earlington City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$492.00 (-1.4%)	$49,600 (-)	$49,600 (-)
2023	$499.00	$49,600	$49,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLINGTON WATER & SEWER serves 1,708 people · EPA ID KY0540108
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Moss Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures