105 E Monroe St, O Fallon, IL 62269 Property Records

St. Clair County property record for 105 E Monroe St, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1928
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$74,000 (Jul 1997)
Deeds & Mortgages	Jun 2021 Mortgage
APN	`04-29-0-103-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-103-002`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,320 sqft
Attic Area	400 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.169 acres)
Garage Area	48,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	472 sqft
Patio Area	136 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 E MONROE ST
City	O FALLON
State	IL
Zip	62269-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIESS A. P. LOT/SEC-8 BK 3179-156
Legal Subdivision	RIESS A P
Legal Lot Number	8
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2016
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-29-0-103-002

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 E MONROE ST, O FALLON, IL 62269-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 1997 · Amount on Record
Deed Sale	Jul 01, 1997 · Amount on Record
Deed Document Number	01384803
Record Updated	Jun 07, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 E MONROE ST, O FALLON, IL 62269-1334
Transaction Type	Mortgage
Record Updated	Jul 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02703539
Date	Jun 16, 2021
Instrument	A02703539

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2022	$43,714 Land $3,838 Building $39,876	$131,142 Land $11,514 Building $119,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043512, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 410 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.