105 E Mesa Ave, Gallup, NM 87301 Property Records

McKinley County property record for 105 E Mesa Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,799 sqft)
Owner	Company Name on Record
Last Sale	$119,701 (May 2022)
Tax Bill	$672 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-451-070`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-451-070`
Alternative APN	`R170909`

Exterior

Lot Area	6,799 sqft (0.156 acres)

Location & Zoning

Account Number	R170909
Street Address	105 E MESA AVE
City	GALLUP
State	NM
Zip	87301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9A, REPLAT NO. 1 OF LOTS 9, 10, 11, & 12, BLOCK 26, A & P RAILWAY CO. ADDN. PLAT DOC 355437 08/24/11 DOC 355476 08/29/11 DOC 389827 08/12/19 DOC 400828 05/31/22 DOC 404717 07/12/23 CODE 2-105-088-451-070
Legal Subdivision	A & P RAILWAY CO. ADDN
Legal Block	26
Legal Lot Number	10,11,9
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	3
Census Block	3011
Census Tract	945400

Owner

Source: McKinley County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 E MESA AVE, GALLUP, NM 87301-6244
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Deed Document Number	2022400828
Last Transfer Date	Jul 12, 2023
Transfer Doc	0000404717
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKINLEY NM
Recording Date	May 31, 2022
Property Address	105 E MESA AVE, GALLUP, NM 87301
Document Number	0000400828
Map Reference	CAB F FO 19
Instrument Date	May 25, 2022
Instrument	400828
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, DBA GALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 E MESA AVE, GALLUP, NM 87301-6244
Investor	Possibly a Property Investor

Mortgage

Document Number	0000400829
Date	May 31, 2022
Instrument	400829

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00 (-27.19%) Veteran's exemption	$31,555 (+3%) Land $8,713 Building $22,842	$94,667 (+3%) Land $26,140 Building $68,527
2024	$923.00 (+0.76%) Veteran's exemption Additional exemption filed	$30,636 (+1.23%) Land $8,713 Building $21,923	$91,910 (+1.23%) Land $26,140 Building $65,770
2023	$916.00 (-5.95%) Veteran's exemption Additional exemption filed	$30,263 (-7.01%) Land $8,713 Building $21,550	$90,790 (-7.01%) Land $26,140 Building $64,650
2022	$974.00 Veteran's exemption Additional exemption filed	$32,544 Land $8,713 Building $23,831	$97,633 Land $26,140 Building $71,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2025–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: Verizon.

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