105 E Main St, Gracey, KY 42232 Property Records

Christian County property record for 105 E Main St, Gracey, KY 42232

Property Summary

Property TypeSingle Family Home
Details1,452 sqft
Lot Size0.206 acres (9,000 sqft)
Owner2 Individual Names on File
Tax Bill$401 (2025)
Deeds & MortgagesDec 2021 Refinance
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN031-01 00 055.00

Property Details

APN / Parcel Number

Primary APN031-01 00 055.00
Alternative APN
  • 568128001

Interior

Stories1 Story
Building Area1,452 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelGas

Location & Zoning

Account Number568128001
Street Address105 E MAIN ST
CityGRACEY
StateKY
Zip42232-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description105 E MAIN ST L1
Legal Lot Number1
JurisdictionCHRISTIAN KY
Township / Civil DivisionHOPKINSVILLE
Census Block Group2
Census Block2020
Census Tract200901

Owner

Source: Christian County assessment roll, APN 031-01 00 055.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 E MAIN ST, GRACEY, KY 42232-9633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Jul 02, 2018Deed of Trust, Mortgage · Conventional with PMI
STATE FARM BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number0000609531
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN KY
Property Address105 E MAIN ST, GRACEY, KY 42232-9633
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017080725
DateDec 28, 2021
Book Page1708/725
Instrument10028415
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN KY
Property Address105 E MAIN ST, GRACEY, KY 42232-9633
Document Number0015210560
Instrument DateJul 02, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 E MAIN ST GRACEY GRACEY KY 42232, GRACEY, KY 42232

Mortgage

Document Number0015210560
DateJul 13, 2018
Book Page001521/000560
Instrument4883
Lender
NameSTATE FARM BK
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 12, 2038

Tax Assessment & Valuation

Source: Christian County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyChristian County
Unified School DistrictChristian County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$401.00 (-6.31%)$50,000 (-)$50,000 (-)
2023$428.00$50,000$50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Christian County (21047C), as of September 17, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 67 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Plant Board of the City of Hopkinsville, Kentucky
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0240521, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHRISTIAN CO WATER DISTRICT
serves 17,248 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main St

Nearby Streets

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