Marathon County property record for 105 E Kobs St, Spencer, WI 54479
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jul 2015) |
| Tax Bill | $4,084 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-2602-082-1054 |
| Primary APN | 181-2602-082-1054 |
|---|---|
| Alternative APN |
|
| Lot Area | 13,983 sqft (0.321 acres) |
|---|
| Street Address | 105 E KOBS ST |
|---|---|
| City | SPENCER |
| State | WI |
| Zip | 54479-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DANIEL KOBS SUBDIV LOT 10 BLK 2 |
| Legal Range | 02 |
| Legal Township | 26 |
| Legal Section | 08 |
| Legal Quarter | SW |
| Legal Subdivision | DANIEL KOBS SUBDIV |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 2101 |
Source: Marathon County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 E KOBS ST, SPENCER, WI 54479-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Jul 24, 2017 | Quit Claim Deed, Transfer CITIZENS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on Record |
| Deed Sale | Jul 31, 2015 · Amount on Record |
| Prior Sale | Jul 31, 2015 · Amount on Record |
| Deed Document Number | 0001696810 |
| Last Transfer Date | Jul 24, 2017 |
| Transfer Doc | 0001740933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 105 E KOBS ST, SPENCER, WI 54479-9540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001845599 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 1845599 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Jul 24, 2017 |
| Property Address | 105 KOBS ST, SPENCER, WI 54479-9504 |
| Document Number | 0001740933 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 1740933 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 KOBS ST, SPENCER, WI 54479-9504 |
| Document Number | 0001740934 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 1740934 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | MARSHFIELD, WI 54449 |
| Amount | Amount Recorded |
|---|
Source: Marathon County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Spencer Village |
| Unified School District | Spencer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,084.00 (+20.05%) | $204,700 (-) Land $14,000 Building $190,700 | $259,893 (+17.58%) Land $17,775 Building $242,118 |
| 2023 | $3,402.00 Homeowner's exemption | $204,700 Land $14,000 Building $190,700 | $221,041 Land $15,118 Building $205,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Country Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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