105 E James Way, Cary, IL 60013 Property Records

McHenry County property record for 105 E James Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,114 sqft · built 1966
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Deeds & MortgagesDec 2020 Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-07-351-009

Property Details

APN / Parcel Number

Primary APN20-07-351-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,114 sqft
Gross Area2,228 sqft
1st Floor Area1,114 sqft

Exterior

Year BuiltBuilt 1966
Architectural StyleSplit Level
Exterior MaterialFrame Brick
Lot Area10,890 sqft
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address105 E JAMES WAY
CityCARY
StateIL
Zip60013-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0053946 (RE-RECORD) LT 10 CARY KNOLL UNIT 1 MEMO: WILLIAMS, DONALD F JR/ ELIZABETH A
Legal Range09E
Legal Township43N
Legal Section07
Legal SubdivisionCARY KNOLL 01
Legal Block351
Legal Lot Number10
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3007
Census Tract871307

Owner

Source: McHenry County records · APN 20-07-351-009

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 E JAMES WAY, CARY, IL 60013-2151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG
Oct 26, 2020Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Dec 09, 2020Warranty Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2020
Deed SaleDec 09, 2020
Prior SaleOct 26, 2020 · Amount on Record
Deed Document Number2020R0044946
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address105 E JAMES WAY, CARY, IL 60013-2151
Document Number0000053948
Instrument DateDec 09, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 E JAMES WAY CARY IL 600132151, CARY, IL 60013-2151

Mortgage

Document Number0000053948
DateDec 09, 2020
Instrument53948
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 08, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 26, 2020
Property Address105 E JAMES WAY, CARY, IL 60013-2151
Document Number0000044946
Instrument DateOct 09, 2020
Instrument2020R0044946
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E JAMES WAY, CARY, IL 60013-2151

Mortgage

Document Number0000044948
DateOct 26, 2020
Instrument2020R0044948
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 09, 2020
Property Address105 E JAMES WAY, CARY, IL 60013-2151
Document Number0000053946
Instrument DateOct 09, 2020
Instrument53946
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 E JAMES WAY CARY IL 600132151, CARY, IL 60013-2151

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$72,424 Land $16,863 Building $55,561$217,272 Land $50,589 Building $166,683

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARY
serves 17,826 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E James Way

Nearby Streets

Search Property Records by Address or Parcel Number