105 E Front St, Hayward, MN 56043 Property Records

Freeborn County property record for 105 E Front St, Hayward, MN 56043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1947
Lot Size	0.21 acres (9,150 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Feb 2021)
Tax Bill	$782 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29.002.0180`

Property Details

APN / Parcel Number

Primary APN	`29.002.0180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	288 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	105 E FRONT ST
City	HAYWARD
State	MN
Zip	56043-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYWARD CITY LOT-018 BLOCK-002 LOT 18 BLK 2 EXC E 14 FT CITY OF HAYWARD
Legal Subdivision	HAYWARD CITY
Legal Block	2
Legal Lot Number	18
Jurisdiction	FREEBORN MN
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3047
Census Tract	181000

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 E FRONT ST, HAYWARD, MN 56043-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	2021547116
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Feb 9, 2021
Property Address	105 E FRONT ST, HAYWARD, MN 56043-8701
Document Number	000A547116
Instrument Date	Feb 8, 2021
Instrument	A547116
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E FRONT ST, HAYWARD, MN 56043-8701

Mortgage

Document Number	000A547117
Date	Feb 9, 2021
Instrument	A547117

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Hayward City
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$782.00 Homeowner's exemption	$56,900 (+59.83%) Land $11,500 Building $45,400	$56,900 (+59.83%) Land $11,500 Building $45,400
2025	$782.00 (+38.65%)
2023	$564.00 (-32.21%) Homeowner's exemption	$35,600 Land $7,200 Building $28,400	$35,600 Land $7,200 Building $28,400
2020	$832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hayward serves 254 people · EPA ID MN1240012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Front St

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