105 E Franklin St, Henderson, IL 61439 Property Records

Knox County property record for 105 E Franklin St, Henderson, IL 61439

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1856
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Dec 2022)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-14-382-001`

Property Details

APN / Parcel Number

Primary APN	`05-14-382-001`

Interior

Stories	1 Story
Building Area	1,064 sqft Base Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Construction Type	Frame
Foundation Type	Raised
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	272 ft deep x 80 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	105 E FRANKLIN ST
City	HENDERSON
State	IL
Zip	61439-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 80 FT LOTS 1 2 3 & 4 BLK 4 & ADJ N 1/2 VAC ALLEY VILLAGE OF HENDERSON
Legal Subdivision	HENDERSON
Legal Block	4
Legal Lot Number	1-4
Jurisdiction	KNOX IL
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2096
Census Tract	200

Owner

105 E Franklin St is owned and occupied by an individual who bought it in December 2022.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 E FRANKLIN ST, HENDERSON, IL 61439-5039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Prior Sale	Oct 30, 2009 · Amount on File
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Dec 12, 2022
Property Address	105 E FRANKLIN ST, HENDERSON, IL 61439-5039
Document Number	0001083877
Instrument Date	Dec 7, 2022
Instrument	1083877
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E FRANKLIN ST, HENDERSON, IL 61439-5039

Mortgage

Document Number	0001083878
Date	Dec 12, 2022
Instrument	1083878

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 3, 2028

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 105 E Franklin St was $2,667.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Henderson Township
Municipality	Henderson Village
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,667.00	$34,060 Land $2,580 Building $31,480	$102,180 Land $7,740 Building $94,440
2022	$2,113.00	$26,360 Land $2,070 Building $24,290	$79,080 Land $6,210 Building $72,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 E Franklin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON serves 375 people · EPA ID IL0950250
Water Source	Purchased groundwater from GALESBURG
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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