105 E Center St, Bancroft, IA 50517 Property Records

Kossuth County property record for 105 E Center St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,231 sqft · built 1938
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Jun 2021)
Tax Bill	$636 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-188-007`

Property Details

APN / Parcel Number

Primary APN	`10-24-188-007`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
Attic	Attic
Attic Area	411 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	105 E CENTER ST
City	BANCROFT
State	IA
Zip	50517-8086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 1 CALLS SOUTH ADD
Legal Subdivision	CALLS SOUTH ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2040
Census Tract	950300

Owner

105 E Center St is owned and occupied by an individual who bought it in June 2021.

Source: Kossuth County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	105 E CENTER ST, BANCROFT, IA 50517-8086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS & TRADERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	20211840
Deed Book / Page	2021 / 1840
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Recording Date	Sep 14, 2026
Property Address	105 E CENTER ST, BANCROFT, IA 50517-8086
Document Number	0000002376
Book / Page	2026 / 2376
Instrument Date	Sep 9, 2026
Instrument	20262376
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E CENTER ST, BANCROFT, IA 50517-8086

Mortgage

Document Number	0000002376,
Date	Sep 14, 2026
Book Page	2026/2376
Instrument	20262376

Lender

Name	FIDELITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 28, 2021
Property Address	105 E CENTER ST, BANCROFT, IA 50517-8086
Document Number	02021/1840
Book / Page	2021 / 1840
Instrument Date	Jun 25, 2021
Instrument	2021 1840
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Tax	$66.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E CENTER ST, BANCROFT, IA 50517-8086

Mortgage

Document Number	02021/1841
Date	Jun 28, 2021
Book Page	2021/1841
Instrument	2021 1841

Lender

Name	FARMERS & TRADERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 E Center St was $636 with a homeowner's exemption, down 15.9% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00 (-15.87%) Homeowner's exemption	$53,015 Land $6,000 Building $47,015
2024	$756.00
2023		$56,268 Land $6,000 Building $50,268	$56,268 Land $6,000 Building $50,268
2021	$590.00		$53,015 Land $6,000 Building $47,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 E Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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