105 E 89th St, Perkins, OK 74059 Property Records

Payne County property record for 105 E 89th St, Perkins, OK 74059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 2011
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,500 (Apr 2011)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18N02E-23-2-00000-000-0292`

Property Details

APN / Parcel Number

Primary APN	`18N02E-23-2-00000-000-0292`
Alternative APNs	`600083681` `83681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	1,517 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Attached
Garage Area	416 sqft

Exterior Amenities

Porch	Slab
Porch Area	227 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	83681
Street Address	105 E 89TH ST
City	PERKINS
State	OK
Zip	74059-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-18N-02E B-292 (1.35ACM/L) BEG 165'E 389.90'N 559.95'E 309.45'N 697.95'E 537.29'N 62.13'N 183.59'W SW/C SE/4; W-213.60' N-1
Legal Range	02E
Legal Township	18N
Legal Section	23
Legal Subdivision	18N-02E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2046
Census Tract	11002

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 E 89TH ST, PERKINS, OK 74059-4536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IA
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2011 · Amount on Record
Deed Sale	Apr 19, 2011 · Amount on Record
Deed Document Number	20115547
Deed Book / Page	1943 / 974
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Aug 5, 2026
Property Address	105 E 89TH ST, PERKINS, OK 74059-4536
Document Number	0000008947
Book / Page	2959 / 451
Instrument Date	Jul 24, 2026
Instrument	20268947
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000008947,
Date	Aug 5, 2026
Book Page	2959/451
Instrument	20268947

Lender

Name	VISIONBANK OF IA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	105 E 89TH ST, PERKINS, OK 74059-4536
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E 89TH ST, PERKINS, OK 74059-4536

Mortgage

Document Number	0029070892
Date	Dec 22, 2025
Book Page	2907/892
Instrument	I-2025-014206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	105 E 89TH ST, PERKINS, OK 74059-4536
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027640532
Date	Aug 24, 2023
Book Page	2764/532
Instrument	I-2023-008241

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2043

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Perkins-Tryon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,592 (+6.09%) Land $3,011 Building $20,581	$206,952 (-22.18%) Land $26,417 Building $180,535
2025	$2,084.00 (+3.22%) Homeowner's exemption	$22,238 (-) Land $2,641 Building $19,597
2024	$2,019.00 (+4.02%) Homeowner's exemption	$22,238 (+3%) Land $2,641 Building $19,597	$265,930 (+13.63%) Land $31,590 Building $234,340
2023	$1,941.00 (+0.88%) Homeowner's exemption	$21,590 (+3%) Land $2,914 Building $18,676	$234,030 (+10.06%) Land $31,590 Building $202,440
2022	$1,924.00 Homeowner's exemption	$20,961 Land $3,114 Building $17,847	$212,630 Land $31,590 Building $181,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #3 serves 1,400 people · EPA ID OK2006011
Water Source	Purchased surface water from STILLWATER UTILITIES AUTHORITY
Last State Inspection	Dec 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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