105 Dusk Ct, Georgetown, KY 40324 Property Records

Scott County property record for 105 Dusk Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,044 sqft · built 2006
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Jun 2026)
Tax Bill$2,452 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Feb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN192-10-096.000

Property Details

APN / Parcel Number

Primary APN192-10-096.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,044 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address105 DUSK CT
CityGEORGETOWN
StateKY
Zip40324-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY RIDGE
Legal SubdivisionHARMONY RIDGE
Legal Phase1C
Legal Lot Number66
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1005
Census Tract40205

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 DUSK CT, GEORGETOWN, KY 40324-9525
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed, Transfer · VA Mortgage
DFT2 FINANCIAL LLC
Feb 21, 2023Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleJul 7, 2016 · Amount on Record
Deed Document Number2026591175
Deed Book / Page466 / 616
Prior Transfer DateFeb 24, 2006
Prior Transfer DocD298/842
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 22, 2026
Property Address105 DUSK CT, GEORGETOWN, KY 40324-9525
Document Number0000591175
Book / Page466 / 616
Instrument DateMay 29, 2026
Instrument2026591175
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyLAND TITLE, LAND GROUP TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$33,835.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 DUSK CT, GEORGETOWN, KY 40324-9525

Mortgage

Document Number0000591175,
DateJun 22, 2026
Book Page1903/558
Instrument2026591175
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address105 DUSK CT, GEORGETOWN, KY 40324-9525
Transaction TypeMortgage
Record UpdatedMar 10, 2023
Title CompanyHIGH DESERT TITLE, HIGH STREET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1729/229
DateFeb 21, 2023
Book PageM1729/229
Instrument467854
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 20, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,300 (-)$275,300 (-)
2025$2,452.00 (+6.52%)$275,300 (+8.43%)$275,300 (+8.43%)
2023$2,302.00 (+25.18%)$253,900 (+19.76%) Land $33,000 Building $220,900$253,900 (+19.76%) Land $33,000 Building $220,900
2022$1,839.00$212,000 Land $33,000 Building $179,000$212,000 Land $33,000 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (2008–2015)
Claims Outside the SFHA1 of 10
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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