105 Duneridge Ct, Nags Head, NC 27959 Property Records

Dare County property record for 105 Duneridge Ct, Nags Head, NC 27959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,579 sqft · built 1989
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Mar 2025)
Tax Bill	$1,394 (2026)
Deeds & Mortgages	Mar 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`080117213054`

Property Details

APN / Parcel Number

Primary APN	`080117213054`
Alternative APN	`024961461`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,579 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	080117213054
Street Address	105 DUNERIDGE CT
City	NAGS HEAD
State	NC
Zip	27959-9399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 33 BLK: SEC: 3 PL: C SL: 85E
Legal Subdivision	RIDGES
Legal Lot Number	33
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	2
Census Block	2006
Census Tract	970400

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 DUNERIDGE CT, NAGS HEAD, NC 27959-9399
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Dec 9, 2005 · Amount on File
Deed Document Number	2025700147543
Deed Book / Page	2780 / 641
Record Updated	Oct 29, 2026

March 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	DARE NC
Recording Date	Mar 31, 2025
Property Address	105 DUNERIDGE CT, NAGS HEAD, NC 27959-9399
Document Number	002780/641
Book / Page	2780 / 641
Map Reference	CAB C SLS 85-DE AND
Instrument Date	Mar 25, 2025
Instrument	700147543
Transaction Type	Foreclosure
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 RUN HILL CT # CT407, CT407, KILL DEVIL HILLS, NC 27948-8559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DUNERIDGE CT, NAGS HEAD, NC 27959-9399

Mortgage

Document Number	0700147544
Date	Mar 31, 2025
Instrument	700147544

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.82%
Max Rate At Change	7.52%
Index	5-Year CMT
Margin	2
Max Rate	11.8%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,394.00 (-46.88%)	$529,900 (-) Land $165,600 Building $364,300	$529,900 (-) Land $165,600 Building $364,300
2025	$2,624.00 (+133.45%)	$529,900 (+55.53%) Land $165,600 Building $364,300
2023	$1,124.00	$340,700 Land $129,600 Building $211,100
2020			$529,900 Land $165,600 Building $364,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 650 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	756 units insured incl. 106 condo units
Nearby Flood Claims	591 (1978–2026)
Claims Outside the SFHA	228 of 591
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 87 claims Hurricane Isabel, Sep 2003 · 106 claims Hurricane Dennis, Sep 1999 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20