105 Duncan Pl, Montrose, CO 81401 Property Records

Montrose County property record for 105 Duncan Pl, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,372 sqft · built 1966
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jul 2025)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3767-342-06-011`

Property Details

APN / Parcel Number

Primary APN	`3767-342-06-011`
Alternative APN	`R0000920`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Heated Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0000920
Street Address	105 DUNCAN PL
City	MONTROSE
State	CO
Zip	81401-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: EDMAR ESTATES SUBD NO 2 BLOCK: 2 LOT: 11 S: 34 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	34
Legal Subdivision	EDMAR ESTATES SUBD
Legal Block	2
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3016
Census Tract	966402

Owner

Source: Montrose County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 DUNCAN PL, MONTROSE, CO 81401-4813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Oct 11, 2004
Deed Document Number	2025982685
Record Updated	Oct 29, 2026

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jul 8, 2025
Property Address	105 DUNCAN PL, MONTROSE, CO 81401-4813
Document Number	0000982685
Instrument Date	Jul 8, 2025
Instrument	982685
Transaction Type	Transfer
Record Updated	Jul 21, 2025
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 DUNCAN PL, MONTROSE, CO 81401-4813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 DUNCAN PL, MONTROSE, CO 81401-4813

Mortgage

Document Number	0000982686
Date	Jul 8, 2025
Instrument	982686

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000982687
Date	Jul 8, 2025
Instrument	982687

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	105 DUNCAN PL, MONTROSE, CO 81401-4813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	931154
Date	Jan 26, 2021
Instrument	931154

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+35.18%)	$21,220 (+48.6%)	$301,020 (+41.2%) Land $68,000 Building $233,020
2024	$1,029.00 (+4.68%)	$14,280 (-23.39%) Land $2,930 Building $11,350
2023	$983.00	$18,640 Land $3,820 Building $14,820	$213,180 Land $43,720 Building $169,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, FastTrack Communications, Verizon.

Nearby Properties on Duncan Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures