105 Dresden Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 105 Dresden Ct, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,016 sqft · built 2015
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$366,200 (Dec 2021)
Tax Bill	$2,199 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44E1-6-84`

Property Details

APN / Parcel Number

Primary APN	`44E1-6-84`
Alternative APN	`8049108`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,325 sqft
1st Floor Area	1,008 sqft
Basement Area	657 sqft
Finished Basement	657 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	351 sqft
Parking Spaces	2 Parking Spaces
Patio Area	301 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049108
Street Address	105 DRESDEN CT
City	STEPHENSON
State	VA
Zip	22656-1967
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SNOWDEN BRIDGE L84 S6B
Legal Subdivision	5
Legal Lot Number	84
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

Source: Frederick County records · APN 44E1-6-84

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 DRESDEN CT, STEPHENSON, VA 22656-1967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FREEDOM SETTLEMENT GROUP LLC
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	202121076
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 17, 2021
Property Address	105 DRESDEN CT, STEPHENSON, VA 22656-1967
Document Number	0000021076
Instrument Date	Dec 03, 2021
Instrument	210021076
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DRESDEN CT, STEPHENSON, VA 22656-1967

Mortgage

Document Number	0000021077
Date	Dec 17, 2021
Instrument	210021077

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.38%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 12, 2019
Property Address	105 DRESDEN CT, STEPHENSON, VA 22656-1967
Document Number	0000006839
Instrument Date	Jul 11, 2019
Instrument	190006839
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DRESDEN CT, STEPHENSON, VA 22656-1967

Mortgage

Document Number	0000006840
Date	Jul 12, 2019
Instrument	190006840

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	105 DRESDEN CT, STEPHENSON, VA 22656-1967
Document Number	0000000438
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 01, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DRESDEN CT STEPHENSON VA 226561967, STEPHENSON, VA 22656-1967

Mortgage

Document Number	0000000438
Date	Jan 16, 2019
Instrument	438

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	468 Months
Due	Jan 15, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,199.00 (+10.39%)	$414,900 Land $68,000 Building $346,900	$414,900 Land $68,000 Building $346,900
2025	$1,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 58% of Virginia
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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