Chesapeake City property record for 105 Downing Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,515 sqft · built 1993 |
| Lot Size | 0.613 acres (26,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 2000) |
| Tax Bill | $5,075 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Feb 2021 Transfer |
| APN | 0493002000840 |
| Primary APN | 0493002000840 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,515 sqft Living Area |
| 1st Floor Area | 1,103 sqft |
| Upper Floors Area | 1,160 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,702 sqft (0.613 acres) |
| Lot Dimensions | 224 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 640 sqft |
| Patio Area | 499 sqft |
| Balcony Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 105 DOWNING DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 84 TUNBRIDGE STATION SEC 4 |
| Legal Subdivision | TUNBRIDGE STATION SOUTH, JOLLIFF STATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21101 |
105 Downing Dr is owned and occupied by two individuals who acquired it in January 2021.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 DOWNING DR, CHESAPEAKE, VA 23322-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK |
| Feb 16, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2000 · Amount on File |
| Deed Sale | Sep 1, 2000 · Amount on File |
| Deed Book / Page | 4134 / 509 |
| Last Transfer Date | Jan 4, 2021 |
| Transfer Doc | 10312/1267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 105 DOWNING DR, CHESAPEAKE, VA 23322-8737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010283/355 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 10283/355 |
| Instrument | 200049452 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 16, 2021 |
| Property Address | 105 DOWNING DR, CHESAPEAKE, VA 23322-8737 |
| Document Number | 10312/1267 |
| Book / Page | 10312 / 1267 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 210007299 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 PROFESSIONAL DR, WILLIAMSBURG, VA 23185-3330 |
The 2025 property tax bill for 105 Downing Dr was $5,075, up 2.8% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,600 (+3.6%) Land $210,000 Building $310,600 | $520,600 (+3.6%) Land $210,000 Building $310,600 | |
| 2025 | $5,075.00 (+2.82%) | $502,500 Land $185,000 Building $317,500 | $502,500 Land $185,000 Building $317,500 |
| 2024 | $4,936.00 | ||
| 2023 | $456,400 (+10.78%) Land $175,000 Building $281,400 | $456,400 (+10.78%) Land $175,000 Building $281,400 | |
| 2022 | $412,000 Land $150,000 Building $262,000 | $412,000 Land $150,000 Building $262,000 | |
| 2019 | $3,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 105 Downing Dr; there have been 26 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Downing Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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