105 Dennis Dr, Elkton, MD 21921 Property Records

Cecil County property record for 105 Dennis Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 2015
Lot Size	0.918 acres (40,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2019)
Tax Bill	$4,517 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-014812`

Property Details

APN / Parcel Number

Primary APN	`04-014812`
Alternative APNs	`4014812` `014812`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Total Area
Utility Area	910 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,000 sqft (0.918 acres)
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	650 sqft
Porch	Slab
Porch Area	145 sqft
Deck Area	480 sqft
Shed	1 Shed
Shed Area	876 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	014812
Street Address	105 DENNIS DR
City	ELKTON
State	MD
Zip	21921-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	.92 ACRE 105 DENNIS DRIVE E OF APPLETON
Legal Subdivision	WILLIS HENRY D LAND
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1010
Census Tract	30602

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 DENNIS DR, ELKTON, MD 21921-2970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Oct 23, 2019	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Nov 19, 2014 · Amount on Record
Deed Book / Page	4487 / 342
Prior Transfer Date	Aug 11, 2011
Prior Transfer Doc	0030780049
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	105 DENNIS DR, ELKTON, MD 21921-2970
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049190001
Date	Jun 23, 2021
Book Page	4919/1

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Oct 23, 2019
Property Address	105 DENNIS DR, ELKTON, MD 21921-2970
Document Number	0044870342
Book / Page	004487 / 000342
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 DENNIS DR ELKTON MD 219212970, ELKTON, MD 21921-2970

Mortgage

Document Number	44870347
Date	Oct 23, 2019
Book Page	004487/000347

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,517.00 (+3.01%) Homeowner's exemption	$486,333 (+3.81%)	$522,000 (+11.42%) Land $128,300 Building $393,700
2025	$4,385.00 (+30.12%) Homeowner's exemption	$468,500 (+8.83%) Land $84,500 Building $384,000	$468,500 (-) Land $84,500 Building $384,000
2023	$3,370.00 Homeowner's exemption	$430,500	$468,500 Land $84,500 Building $384,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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