105 Crown Colony Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 105 Crown Colony Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,268 sqft · built 2017
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Trust Names on Record
Last Sale	$300,300 (Sep 2017)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027442-0900`

Property Details

APN / Parcel Number

Primary APN	`027442-0900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	2,268 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 CROWN COLONY RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-1190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78/10-21 WINDWARD RANCH PHASE 2 LOT 90 OR4434/943
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	90
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2020
Census Tract	20906

Owner

Source: St. Johns County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	105 CROWN COLONY RD, SAINT AUGUSTINE, FL 32092-1190
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · VA Mortgage FUTURE FINANCIAL
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Sep 14, 2017	Special Warranty Deed, Subdivision Related Transfer · ARM EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	201762659
Deed Book / Page	4434 / 943
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 20, 2026
Property Address	105 CROWN COLONY RD, SAINT AUGUSTINE, FL 32092-1190
Document Number	0000061947
Book / Page	6404 / 1777
Instrument Date	Jul 13, 2026
Instrument	202661947
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$365,519.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CROWN COLONY RD, SAINT AUGUSTINE, FL 32092-1190

Mortgage

Document Number	0000061948,
Date	Jul 20, 2026
Book Page	6404/1779
Instrument	202661948

Lender

Name	FUTURE FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	105 CROWN COLONY RD, SAINT AUGUSTINE, FL 32092-1190
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CROWN COLONY RD, ST AUGUSTINE, FL 32092-1190

Mortgage

Document Number	0057231451
Date	Mar 14, 2023
Book Page	5723/1451
Instrument	2023019128

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	105 CROWN COLONY RD, SAINT AUGUSTINE, FL 32092-1190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049500607
Date	May 27, 2020
Book Page	4950/607
Instrument	2020040332

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2017
Property Address	105 CROWN COLONY RD, SAINT AUGUSTINE, FL 32092-1190
Document Number	0044340943
Book / Page	4434 / 0943
Map Reference	MB78 PG10
Instrument Date	Aug 31, 2017
Instrument	2017062659
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	105 CROWN COLONY RD, SAINT AUGUSTINE, FL 32092-1190

Mortgage

Document Number	2017062660
Date	Sep 14, 2017
Instrument	2017062660

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.75%
Index	1-Year CMT
Margin	2
Max Rate	7.75%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,487 (+2.7%)	$377,383 (-7.55%) Land $100,000 Building $277,383
2025	$3,857.00 (+12.81%) Homeowner's exemption	$300,377 (+2.9%)	$408,203 (-3.75%) Land $100,000 Building $308,203
2024	$3,419.00 (+2%) Homeowner's exemption	$291,912 (+3%)	$424,114 (+11.95%) Land $100,000 Building $324,114
2023	$3,352.00 (+3.01%) Homeowner's exemption	$283,410 (+3%)	$378,850 (+3.52%) Land $90,720 Building $288,130
2022	$3,254.00 Homeowner's exemption	$275,155	$365,970 Land $84,000 Building $281,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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