105 Crosstimber Way, Frederick, MD 21702 Property Records

Frederick County property record for 105 Crosstimber Way, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,704 sqft · built 1997
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Aug 1997)
Tax Bill	$7,115 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-205882`

Property Details

APN / Parcel Number

Primary APN	`02-205882`
Alternative APNs	`2205882` `205882`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	205882
Street Address	105 CROSSTIMBER WAY
City	FREDERICK
State	MD
Zip	21702-3080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 102 PL 2 SEC 2A 10,000 SQ. FT. NORTH CROSSING
Legal Subdivision	NORTH XING SEC 02A 02
Legal Lot Number	102
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Crosstimber Way is owned and occupied by two individuals who bought it in August 1997.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 CROSSTIMBER WAY, FREDERICK, MD 21702-3080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage CLIENT FIRST TITLE INC, CLIENTFIRST TITLE
Sep 25, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1997 · Amount on File
Deed Sale	Aug 8, 1997 · Amount on File
Prior Sale	Oct 9, 1996 · Amount on File
Deed Document Number	19974689
Deed Book / Page	2318 / 893
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2026
Property Address	105 CROSSTIMBER WAY, FREDERICK, MD 21702-3080
Document Number	1794000489
Book / Page	17941 / 489
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLIENT FIRST TITLE INC, CLIENTFIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	105 CROSSTIMBER WAY, FREDERICK, MD 21702-3080

Mortgage

Document Number	1794000489,
Date	Jun 30, 2026
Book Page	17941/489

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	105 CROSSTIMBER WAY, FREDERICK, MD 21702-3080
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CROSSTIMBER WAY, FORT DETRICK, MD 21702-3080

Mortgage

Document Number	0175280032
Date	Sep 25, 2025
Book Page	17528/32

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 105 Crosstimber Way was $7,115.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,200 (+5.51%)	$448,600 (+16.52%) Land $153,000 Building $295,600
2025	$7,115.00	$385,000 Land $115,500 Building $269,500	$385,000 Land $115,500 Building $269,500
2023	$6,047.00	$331,533	$385,000 Land $115,500 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Crosstimber Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Crosstimber Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Crosstimber Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures