105 Crossing Pointe Ct, Frederick, MD 21702 Property Records

Frederick County property record for 105 Crossing Pointe Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,628 sqft · built 1997
Lot Size	0.251 acres (10,919 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jun 2026)
Tax Bill	$7,625 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-205750`

Property Details

APN / Parcel Number

Primary APN	`02-205750`
Alternative APNs	`2205750` `205750`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	1,828 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,919 sqft (0.251 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	205750
Street Address	105 CROSSING POINTE CT
City	FREDERICK
State	MD
Zip	21702-3078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 120 PL 1 SEC 2A 10,919 SQ. FT. NORTH CROSSING
Legal Subdivision	NORTH CROSSING
Legal Lot Number	120
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Crossing Pointe Ct is owned and occupied by an individual who bought it in June 2026.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 CROSSING POINTE CT, FREDERICK, MD 21702-3078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jul 22, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Book / Page	17926 / 184
Transfer Doc	0000002295
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 23, 2026
Property Address	105 CROSSING POINTE CT, FREDERICK, MD 21702-3078
Document Number	1792000184
Book / Page	17926 / 184
Instrument Date	Jun 17, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	105 CROSSING POINTE CT, FREDERICK, MD 21702-3078
Investor	Possibly a Property Investor

Mortgage

Document Number	1792000199,
Date	Jun 23, 2026
Book Page	17926/199

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	105 CROSSING POINTE CT, FREDERICK, MD 21702-3078
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155010431
Date	Nov 17, 2021
Book Page	15501/431

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 22, 2021
Property Address	105 CROSSING POINTE CT, FREDERICK, MD 21702-3078
Document Number	0151130426
Book / Page	15113 / 426
Map Reference	MB 58 PG 88
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 CROSSING POINTE CT, FREDERICK, MD 21702-3078

Mortgage

Document Number	15113432
Date	Jul 22, 2021
Instrument	15113/432

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 105 Crossing Pointe Ct was $7,625, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,767 (+5.25%)	$535,300 (+15.74%) Land $154,400 Building $380,900
2025	$7,625.00 (+4.75%) Homeowner's exemption	$462,500 Land $115,500 Building $347,000	$462,500 Land $115,500 Building $347,000
2024	$7,279.00 (+7.25%)
2023	$6,787.00 Homeowner's exemption	$390,100	$462,500 Land $115,500 Building $347,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Crossing Pointe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Crossing Pointe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Crossing Pointe Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures