105 Cromer Ln, Guyton, GA 31312 Property Records

Effingham County property record for 105 Cromer Ln, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,197 sqft · built 2024
Lot Size0.56 acres (24,394 sqft)
OwnerCompany Name on Record
Last Sale$484,900 (Dec 2024)
Tax Bill$6,887 (2025)
Deeds & MortgagesDec 2024 Sale
Oct 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN00510023A00

Property Details

APN / Parcel Number

Primary APN00510023A00
Alternative APNs
  • 0327A129
  • 32853

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,197 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2025
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area24,394 sqft (0.56 acres)
Garage Area529 sqft
PorchSlab
Porch Area271 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number32853
Street Address105 CROMER LN
CityGUYTON
StateGA
Zip31312-6723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description.5574 AC LOT 129 (OUT 352-37) PLT 29/670
Legal SubdivisionCOVERED BRIDGE
Legal Phase3
Legal Lot Number129
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group2
Census Block2004
Census Tract30401

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address105 CROSSING CIR, RINCON, GA 31326-6124
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2024Warranty Deed, Transfer
Oct 25, 2023Warranty Deed, Transfer · Construction Mortgage
COLONY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2024 · Amount on Record
Deed SaleDec 9, 2024 · Amount on Record
Deed Book / Page2946 / 42
Record UpdatedOct 29, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateDec 9, 2024
Property Address105 CROMER LN, GUYTON, GA 31312-6723
Document Number0002946/42
Book / Page2946 / 42
Instrument DateDec 6, 2024
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CROSSING CIR, RINCON, GA 31326-6124

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateOct 25, 2023
Property Address105 CROMER LN, GUYTON, GA 31312-6723
Document Number002878/228
Book / Page2878 / 228
Instrument DateOct 19, 2023
InstrumentD2023008813
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 212428, AUGUSTA, GA 30917-2428
InvestorPossibly a Property Investor

Mortgage

Document Number0000002878/0000000230
DateOct 25, 2023
Book Page0000002878/0000000230
Lender
NameCOLONY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2024

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,070 (-5.19%) Land $44,800 Building $157,270$505,176 (-5.19%) Land $112,000 Building $393,176
2025$6,887.00 (+792.1%)$213,133 (+583.12%) Land $31,200 Building $181,933$532,832 (+583.12%) Land $78,000 Building $454,832
2024$772.00$31,200 Land $31,200$78,000 Land $78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims6 (1994–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

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