Franklin County property record for 105 Cottage St, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $968 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Feb 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-2-099-397.000 |
| Primary APN | 22-7-36.0-2-099-397.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 105 COTTAGE ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NW,S OF S ST&N OF COTTAGE AVE |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 36 |
| Legal Quarter | NW |
| Legal Subdivision | HIBBARDS ADD |
| Legal Block | 99 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800903 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 380 S MAIN ST, SAINT CLAIR, MO 63077-1511 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN |
| Feb 14, 2018 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2018 |
| Deed Sale | Feb 6, 2018 |
| Prior Sale | Mar 21, 2007 |
| Deed Document Number | 1801937 |
| Prior Transfer Date | Feb 2, 2015 |
| Prior Transfer Doc | 1501375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 105 COTTAGE ST, SAINT CLAIR, MO 63077-1405 |
| Document Number | 0000002263 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 380 S MAIN ST ST CLAIR MO 630771511, ST CLAIR, MO 63077-1511 |
| Document Number | 0000002263 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2263 |
| Name | BANK OF SULLIVAN |
|---|---|
| Type | Bank |
| Address | SULLIVAN, MO 63080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 14, 2018 |
| Property Address | 105 COTTAGE ST, SAINT CLAIR, MO 63077-1405 |
| Document Number | 0000001937 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 1937 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 380 S MAIN ST ST CLAIR MO 630771511, ST CLAIR, MO 63077-1511 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $968.00 (+8.4%) | $14,371 (+0.18%) | $75,640 (+0.19%) Land $14,560 Building $61,080 |
| 2023 | $893.00 (+15.23%) | $14,345 | $75,500 Land $14,560 Building $60,940 |
| 2022 | $775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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