St. Charles Parish property record for 105 Cottage Dr, Luling, LA 70070 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,005 sqft · built 1992 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $260,000 (Feb 2009) |
| Tax Bill | $2,747 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| APN | 2-057 000 00264 |
| Primary APN | 2-057 000 00264 |
|---|
| Building Area | 3,005 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Lot Area | 16,988 sqft (0.389 acres) |
| Street Address | 105 COTTAGE DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 264, DAVIS PLTN. PARK SUBD., PHASE III |
| Legal Subdivision | DAVIS PLANTATION, PHASE III |
| Legal Phase | II |
| Legal Lot Number | 264 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 63100 |
Source: St. Charles Parish records · APN 2-057 000 00264
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 105 COTTAGE DR, LULING, LA 70070-3201 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2009 · Amount on Record |
| Deed Sale | Feb 18, 2009 · Amount on Record |
| Prior Sale | Mar 17, 2006 · Amount on Record |
| Deed Document Number | 349552 |
| Deed Book / Page | 0725 / 227 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 105 COTTAGE DR, LULING, LA 70070-3201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000480240 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 480240 |
| Name | JEFFERSON FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2034 |
Source: St. Charles Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,747.00 (-1.51%) Homeowner's exemption | $34,680 (-) Land $9,830 Building $24,850 | $346,800 (-) Land $98,300 Building $248,500 |
| 2024 | $2,789.00 (+12.28%) Homeowner's exemption | $34,680 (+16.55%) Land $9,830 Building $24,850 | $346,800 (+16.55%) Land $98,300 Building $248,500 |
| 2023 | $2,484.00 (-4.53%) Homeowner's exemption | $29,756 (-) Land $8,120 Building $21,636 | $297,560 (-) Land $81,200 Building $216,360 |
| 2022 | $2,602.00 Homeowner's exemption | $29,756 Land $8,120 Building $21,636 | $297,560 Land $81,200 Building $216,360 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220890631004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 757 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 757 in force |
| Nearby Flood Claims | 115 (1980–2025) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | May 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 31% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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