Calaveras County property record for 105 Cottage Cir, Murphys, CA 95247 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Sep 2018) |
| Tax Bill | $1,012 (2025) |
| Deeds & Mortgages | May 2021 Construction Loan Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-073-001-000 |
| Primary APN | 068-073-001-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Old Parcel Number | 068-073-001 |
|---|---|
| Street Address | 105 COTTAGE CIR |
| City | MURPHYS |
| State | CA |
| Zip | 95247-9372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW CREEK COTTAGES SUB LOT 1 IN 5 T3R14 |
| Legal Subdivision | WILLOW CREEK COTTAGES SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ANGELS CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 122 |
Source: Calaveras County records · APN 068-073-001-000
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31949 LAMAR DR, FARMINGTON, MI 48336-2425 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK |
| Sep 20, 2018 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Deed Document Number | 201810615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 105 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 31949 LAMAR DR, FARMINGTON, MI 48336-2425 |
| Document Number | 0000009946 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-009946 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Max Rate | 8.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Sep 20, 2018 |
| Property Address | 105 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Document Number | 0000010615 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 10615 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 31949 LAMAR DR FARMINGTON MI 483362425, FARMINGTON, MI 48336-2425 |
Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $583,691 (+516.33%) Land $96,598 Building $487,093 | |
| 2025 | $1,012.00 (+3.05%) | $94,704 (+4.04%) Land $94,704 |
| 2023 | $982.00 (+2.08%) | $91,028 Land $91,028 |
| 2022 | $962.00 |
Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060090001221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1998–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2019, rainfall accumulation |
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | About 1 in 238 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Cal.net | Fixed Wireless | 100 / 20 |
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