105 Commons Dr, Lafayette, LA 70508 Property Records

Lafayette Parish property record for 105 Commons Dr, Lafayette, LA 70508

Property Summary

Property TypeSingle Family Home
Details1,862 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Jan 2021)
Tax Bill$2,447 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6097525

Property Details

APN / Parcel Number

Primary APN6097525

Interior

Building Area1,862 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions120 ft deep x 56 ft wide
Garage Area499 sqft

Location & Zoning

Street Address105 COMMONS DR
CityLAFAYETTE
StateLA
Zip70508-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 NEWCENTER COMMONS PHASE II (56X120)
Legal Range05E
Legal Township10S
Legal Section04
Legal SubdivisionNEW CENTER COMMONS PHASE 2
Legal Phase2
Legal Lot Number21
JurisdictionLAFAYETTE LA
Township / Civil DivisionG
Census Block Group3
Census Block3018
Census Tract1408

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 COMMONS DR, LAFAYETTE, LA 70508-2527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
INVESTAR BANK
Jan 4, 2021Deed, Transfer · FHA Mortgage
MID AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Prior SaleMar 26, 2007 · Amount on Record
Deed Document Number2021129
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE LA
Property Address105 COMMONS DR, LAFAYETTE, LA 70508-2527
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000010866
DateMar 30, 2020
Instrument2020-00010866
Lender
NameINVESTAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAFAYETTE LA
Recording DateJan 4, 2021
Property Address105 COMMONS DR, LAFAYETTE, LA 70508-2527
Document Number202100000129
Map ReferenceENT 04-42042
Instrument DateDec 31, 2020
Instrument2021-00000129
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 WALLINGSFORD CIR, YOUNGSVILLE, LA 70592-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 COMMONS DR, LAFAYETTE, LA 70508-2527

Mortgage

Document Number202100000130
DateJan 4, 2021
Instrument2021-00000130
Lender
NameMID AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLafayette Parish
MunicipalityLafayette City
Unified School DistrictLafayette Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,447.00 (+52.08%)$23,528 (+9.44%) Land $4,741 Building $18,787$235,280 (+9.44%) Land $47,410 Building $187,870
2023$1,609.00 (+0.5%) Homeowner's exemption$21,499 (-) Land $4,741 Building $16,758$214,990 (-) Land $47,410 Building $167,580
2022$1,601.00 Homeowner's exemption$21,499 Land $4,741 Building $16,758$214,990 Land $47,410 Building $167,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims23 (1993–2025)
Claims Outside the SFHA1 of 23
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2021 · 3 claims
  • Severe Storms And Flooding, Aug 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LFT Fiber
Fiber
10,000 / 10,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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