Madison County property record for 105 Commerce Dr, Berea, KY 40403
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,998 sqft |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $309,575 (Mar 2025) |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0048-0000-0027-ZC |
| Primary APN | 0048-0000-0027-ZC |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,998 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 48428 |
|---|---|
| Street Address | 105 COMMERCE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-6531 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | INTERSTATE BUSINESS CENTER LOT 3 |
| Legal Subdivision | INTERSTATE BUS CNTR |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11401 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 701 SIMBA CT, WINCHESTER, KY 40391-8352 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed, Transfer · Commercial Mortgage PARK COMMUNITY FCU |
| Nov 3, 2021 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2023 · Amount on Record |
| Deed Document Number | 2014250664 |
| Deed Book / Page | D865 / 171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 20, 2023 |
| Property Address | 105 COMMERCE DR, BEREA, KY 40403-6531 |
| Document Number | 00D839/723 |
| Book / Page | D839 / 723 |
| Map Reference | CAB 21 SL 315 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 2014151681 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 EVERGREEN DR, ORINDA, CA 94563-3114 |
| Name | Verified Name |
|---|---|
| Address | 6085 COMBS FERRY RD, WINCHESTER, KY 40391-9252 |
| Document Number | 2014151685 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2014151685 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 7, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 3, 2021 |
| Property Address | 105 COMMERCE DR, BEREA, KY 40403-6531 |
| Document Number | 00D813/720 |
| Book / Page | D813 / 720 |
| Map Reference | CAB 21 SL 315 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2014062330 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, 590, WACO, KY 40385-9534 |
| Name | Verified Name |
|---|---|
| Address | 71 EVERGREEN DR, ORINDA, CA 94563-3114 |
| Investor | Possibly a Property Investor |
| Document Number | 2014062332 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2014062332 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 (+18.6%) Additional exemption filed | $305,000 (+22%) | $305,000 (+22%) |
| 2023 | $2,425.00 (-0.29%) | $250,000 (-) | $250,000 (-) |
| 2022 | $2,432.00 | $250,000 | $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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