105 Colton Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 105 Colton Ct, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,510 sqft · built 2005
Lot Size0.487 acres (21,231 sqft)
Owner2 Individual Names on File
Last Sale$332,000 (Dec 2019)
Tax Bill$3,527 (2026)
Deeds & MortgagesAug 2020 Mortgage
Feb 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-034229

Property Details

APN / Parcel Number

Primary APN07-034229
Alternative APN
  • 034229

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,510 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,231 sqft (0.487 acres)
Garage TypeMixed
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area54 sqft
Deck Area476 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number034229
Street Address105 COLTON CT
CitySMITHSBURG
StateMD
Zip21783-1595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 337 0.49 ACRE 105 COLTON CT WHISPERING HILLS
Legal SubdivisionWHISPERING HILLS
Legal Block5
Legal Lot Number337
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group3
Census Block3000
Census Tract11301

Owner

105 Colton Ct is owned and occupied by two individuals who bought it in December 2019.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address105 COLTON CT, SMITHSBURG, MD 21783-1595
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDDLETOWN VALLEY BANK
Feb 25, 2020Deed of Trust, Mortgage · Line of Credit
MIDDLETOWN VALLEY BANK
Oct 18, 2021Deed of Trust, Mortgage · Line of Credit
MIDDLETOWN VALLEY BANK
Dec 3, 2019Deed, Transfer · Conventional Mortgage
MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2019 · Amount on File
Deed SaleDec 3, 2019 · Amount on File
Prior SaleApr 5, 2005 · Amount on File
Deed Book / Page6126 / 240
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address105 COLTON CT, SMITHSBURG, MD 21783-1595
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063450096
DateAug 28, 2020
Book Page6345/96
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address105 COLTON CT, SMITHSBURG, MD 21783-1595
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061880082
DateFeb 25, 2020
Book Page6188/82
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address105 COLTON CT, SMITHSBURG, MD 21783-1595
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 COLTON CT, SMITHSBURG, MD 21783-1595

Mortgage

Document Number0067950350
DateOct 18, 2021
Book Page6795/350
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateDec 3, 2019
Property Address105 COLTON CT, SMITHSBURG, MD 21783-1595
Document Number0061260240
Book / Page6126 / 0240
Instrument DateNov 5, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyTRI ST SIGNATURE SETTLEMENTS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address105 COLTON CT, SMITHSBURG, MD 21783-1595

Mortgage

Document Number0006126247
DateDec 3, 2019
Instrument6126/247
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 105 Colton Ct was $3,527 with a homeowner's exemption, up 1.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,527.00 (+1.26%) Homeowner's exemption$417,300 (+9.16%)$452,300 (-) Land $70,600 Building $381,700
2025$3,483.00 Homeowner's exemption$382,300$452,300 Land $70,600 Building $381,700
2023$3,097.00$338,567$347,300 Land $70,600 Building $276,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Colton Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Colton Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people · EPA ID MD0210018
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 250

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