105 Cole Rd, Monroe, MI 48162 Property Records

Monroe County property record for 105 Cole Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,995 sqft · built 1942
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2019)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-877-017-00`

Property Details

APN / Parcel Number

Primary APN	`07-877-017-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	1,995 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Other
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	206 ft deep x 94.8 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 COLE RD
City	MONROE
State	MI
Zip	48162-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-17A SEC 29 T6S R9E NORTH MONROE GARDENS LOT 17 EXC N 50 FT
Legal Range	09E
Legal Township	06S
Legal Section	29
Legal Subdivision	NORTH MONROE GARDENS
Legal Lot Number	17
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3013
Census Tract	831600

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 COLE RD, MONROE, MI 48162-4105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Intrafamily Transfer, Transfer
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Aug 26, 2019	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	May 12, 2011
Deed Document Number	201914309
Last Transfer Date	Jun 22, 2022
Transfer Doc	0000013352
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jun 29, 2022
Property Address	105 COLE RD, MONROE, MI 48162-4105
Document Number	0000013352
Map Reference	LB 4 PG 54
Instrument Date	Jun 22, 2022
Instrument	2022R13352
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 COLE RD, 105, MONROE, MI 48162-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 COLE RD, MONROE, MI 48162-4105

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	105 COLE RD, MONROE, MI 48162-4105
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COLE RD, MONROE, MI 48162-4105

Mortgage

Document Number	2021R26766
Date	Oct 15, 2021
Instrument	2021R26766

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	CARLETON, MI 48117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2019
Property Address	105 COLE RD, MONROE, MI 48162-4105
Document Number	0000014309
Instrument Date	Aug 20, 2019
Instrument	14309
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE

Transaction

Amount	Amount Recorded
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25498 WINDING CREEK DR NEW BOSTON MI 481649130, NEW BOSTON, MI 48164-9130

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	105 COLE RD, MONROE, MI 48162-4105
Document Number	0000002338
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COLE RD MONROE MI 481624105, MONROE, MI 48162-4105

Mortgage

Document Number	0000002338
Date	Feb 9, 2018
Instrument	2338

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,600 (+27.85%) Land $133,600	$267,200 (+27.85%) Land $267,200
2025	$3,513.00 (+12.92%) Homeowner's exemption
2023	$3,111.00 Homeowner's exemption	$104,500	$209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1982–2023)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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