105 Coldwater Dr, Sunset, SC 29685 Property Records

Pickens County property record for 105 Coldwater Dr, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,926 sqft · built 2023
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500 (Sep 2019)
Tax Bill	$5,446 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4131-00-08-6082`

Property Details

APN / Parcel Number

Primary APN	`4131-00-08-6082`
Alternative APN	`R0029500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,926 sqft Living Area
Basement Area	1,926 sqft
Finished Basement	1,646 sqft
Unfinished Basement	280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Block
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Attached
Garage Area	859 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0029500
Street Address	105 COLDWATER DR
City	SUNSET
State	SC
Zip	29685-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT KEOWEE LOT 88 SEC F PLAT 392/14-19 PLAT 370/6-19
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Block	8
Legal Lot Number	88
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2016
Census Tract	10201

Owner

Source: Pickens County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 COLDWATER DR, SUNSET, SC 29685-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Oct 20, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Sep 25, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Aug 8, 2007 · Amount on Record
Deed Document Number	201914685
Deed Book / Page	2097 / 275
Prior Transfer Date	Dec 15, 2014
Prior Transfer Doc	0000000764
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	105 COLDWATER DR, SUNSET, SC 29685-1629
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COLDWATER DR, SUNSET, SC 29685-1629

Mortgage

Document Number	0000011842
Date	Aug 21, 2023
Book Page	6366/141
Instrument	202311842

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	105 COLDWATER DR, SUNSET, SC 29685-1629
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020136
Date	Oct 20, 2021
Book Page	6022/60
Instrument	202120136

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 25, 2019
Property Address	105 COLDWATER DR, SUNSET, SC 29685-1629
Document Number	0000014685
Book / Page	002097 / 000275
Instrument Date	Sep 9, 2019
Instrument	14685
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25500 FALLING CEDARS CT CHANTILLY VA 201521963, CHANTILLY, VA 20152-1963

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,446.00 (+5.65%)	$74,030 (+14.99%) Land $1,380 Building $72,650	$2,199,600 (+105%) Land $41,000 Building $2,158,600
2024	$5,155.00 (+1,696.17%)	$64,380 (+7,947.5%) Land $1,200 Building $63,180	$1,073,000 (+5,265%) Land $20,000 Building $1,053,000
2023	$287.00	$800 (-33.33%) Land $800	$20,000 (-) Land $20,000
2022		$1,200 Land $1,200	$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 350

May also be available: Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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