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  5. Cobble Rd

105 Cobble Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 105 Cobble Rd, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,584 sqft · built 2018
Lot Size0.155 acres (6,752 sqft)
OwnerIndividual Name on File
Last Sale$318,000 (Feb 2019)
Tax Bill$4,778 (2025)
Deeds & MortgagesOct 2019 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT180300168

Property Details

APN / Parcel Number

Primary APNT180300168
Alternative APN
  • 2-0042-C578-00-003C.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,584 sqft Living Area
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick/Stone
Lot Area6,752 sqft (0.155 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180300168
Street Address105 COBBLE RD
CityO FALLON
StateMO
Zip63366-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE CROSSING #1 LOT 3C
Legal Range03E
Legal Township47N
Legal SubdivisionCOBBLESTONE CROSSING #1
Legal Lot Number3C
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract311801

Owner

Source: St. Charles County records · APN T180300168

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 COBBLE RD, O FALLON, MO 63366-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · FHA Mortgage
FRONTIER FINANCIAL INC
Feb 15, 2019Special Warranty Deed, Transfer · FHA Mortgage
FRONTIER FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2019 · Amount on Record
Deed SaleFeb 15, 2019 · Amount on Record
Deed Document Number0070361072
Deed Book / Page7036 / 1072
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address105 COBBLE RD, O FALLON, MO 63366-4107
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTELLAR TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071730178
DateOct 31, 2019
Book Page7173/0178
Instrument20191031000616680
Lender
NameFRONTIER FINANCIAL INC
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

February 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 15, 2019
Property Address105 COBBLE RD, O FALLON, MO 63366-4107
Document Number0070361072
Book / Page7036 / 1072
Map ReferenceMB 49 PG 317
Instrument DateFeb 14, 2019
Instrument20190215000070330
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 COBBLE RD, O FALLON, MO 63366-4107

Mortgage

Document Number20190215000070340
DateFeb 15, 2019
Instrument20190215000070340
Lender
NameFRONTIER FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,778.00$74,511 (+2.95%)$392,164 (+2.95%) Land $60,000 Building $332,164
2023$72,377
2022$380,933 Land $50,000 Building $330,933

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 283 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemOFALLON PWS
serves 32,515 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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