105 Clement St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 105 Clement St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 1966
Lot Size	0.333 acres (14,501 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (May 2025)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	May 2025 Sale Apr 2018 Mortgage + 1 more
APN	`NHAM M:030C B:0052 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:030C B:0052 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	960 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,501 sqft (0.333 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	105 CLEMENT ST
City	FLORENCE
State	MA
Zip	01062-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	E S BOTTUM
Legal Block	52
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2000
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 CLEMENT ST, FLORENCE, MA 01062-2652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Quit Claim Deed, Transfer
Apr 24, 2018	Deed of Trust, Mortgage UMASS/FIVE COLL FCU
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Deed Book / Page	15425 / 138
Record Updated	Sep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	May 21, 2025
Property Address	105 CLEMENT ST, NORTHAMPTON, MA 01062-2652
Document Number	015425-138
Book / Page	15425 / 138
Instrument Date	Feb 27, 2025
Instrument	7731
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 CLEMENT ST, NORTHAMPTON, MA 01062-2652

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	105 CLEMENT ST, NORTHAMPTON, MA 01062-2652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12931-260
Date	Apr 24, 2018
Book Page	12931/260
Instrument	7131

Lender

Name	UMASS/FIVE COLL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	105 CLEMENT ST, NORTHAMPTON, MA 01062-2652
Document Number	13541-278
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLEMENT ST NORTHAMPTON MA 010622652, NORTHAMPTON, MA 01062-2652

Mortgage

Document Number	13541-278
Date	Feb 18, 2020
Book Page	013541/000278
Instrument	2899

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2035

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,420.00 (+6.92%)	$389,100 (+21.59%) Land $89,500 Building $299,600	$559,455 (+46.64%)
2024			$381,520
2023	$5,069.00	$320,000 Land $77,500 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Gateway Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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