105 Clair St, Mount Clemens, MI 48043 Property Records

Macomb County property record for 105 Clair St, Mount Clemens, MI 48043

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,884 sqft · built 1929
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jun 2017)
Tax Bill	$5,459 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-11-255-012`

Property Details

APN / Parcel Number

Primary APN	`05-11-11-255-012`
Alternative APN	`1111255012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,884 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	105 CLAIR ST
City	MOUNT CLEMENS
State	MI
Zip	48043-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	SUTTON & SCOTTS SUB LOTS 260, 261, 262 & E 10 FT OF LOT 263 & ALL VAC. ALLEY AT REAR IN SAID SUBDIVISION.
Legal Subdivision	AND SCOTTS SUB
Legal Lot Number	260-263
Jurisdiction	MACOMB MI
Township / Civil Division	MOUNT CLEMENS
Census Block Group	1
Census Block	1010
Census Tract	245100

Owner

105 Clair St is owned and occupied by an individual who acquired it in November 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Prior Sale	Mar 12, 2012 · Amount on File
Deed Document Number	20177077645
Deed Book / Page	24783 / 956
Last Transfer Date	Nov 27, 2019
Transfer Doc	0000142294
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036107
Date	Mar 22, 2017
Book Page	24618/323
Instrument	7036107

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Dec 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707

Mortgage

Document Number	2102183252
Date	May 19, 2021
Book Page	27717/444
Instrument	202102183252

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Dec 13, 2019
Property Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707
Document Number	0000142294
Book / Page	26398 / 129
Map Reference	LB 2 PG 96
Instrument Date	Nov 27, 2019
Instrument	9142294
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CENTURY TITLE AGENCY SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707

Mortgage

Document Number	0000142295
Date	Dec 13, 2019
Instrument	9142295

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 21, 2017
Property Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707
Document Number	0000077645
Book / Page	24783 / 956
Map Reference	LB 2 PG 96
Instrument Date	Jun 9, 2017
Instrument	7077645
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLAIR ST, MOUNT CLEMENS, MI 48043-1707

Tax Assessment & Valuation

The 2025 property tax bill for 105 Clair St was $5,459 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Mount Clemens City
Unified School District	Mount Clemens Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,000 (+5.45%)	$364,000 (+5.45%)
2025	$5,459.00 Homeowner's exemption	$172,600	$345,200
2023		$140,600	$281,200
2022	$4,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 105 Clair St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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