105 Circle St, Washington, NC 27889 Property Records

Beaufort County property record for 105 Circle St, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,329 sqft · built 2001
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Apr 2026)
Tax Bill	$2,039 (2026)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5667-81-5991`

Property Details

APN / Parcel Number

Primary APN	`5667-81-5991`
Alternative APN	`40397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	2,097 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	315 sqft
Greenhouse	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	105 CIRCLE ST
City	WASHINGTON
State	NC
Zip	27889-9026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Description	1 LOT #2 BLK A BEAUFORT HEIGHTS
Legal Subdivision	BEAUFORT HEIGHTS
Legal Block	A
Legal Lot Number	2
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2031
Census Tract	930200

Owner

Source: Beaufort County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	511 COLLEGE AVE, WASHINGTON, NC 27889-5212
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Aug 16, 2001 · Amount on Record
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Apr 30, 2026
Property Address	105 CIRCLE ST, WASHINGTON, NC 27889-9026
Instrument Date	Apr 30, 2026
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 COLLEGE AVE, WASHINGTON, NC 27889-5212

Mortgage

Date	Apr 30, 2026

Lender

Name	BANKERS TRUST

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	0.56%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,039.00 (+0.2%)	$336,934 (-) Land $46,434 Building $290,500
2025	$2,035.00 (+4.68%)	$336,934 (+36.68%) Land $46,434 Building $290,500	$336,934 (+36.68%) Land $46,434 Building $290,500
2023	$1,944.00	$246,506 Land $44,940 Building $201,566
2018			$246,506 Land $44,940 Building $201,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	45 (1996–2018)
Claims Outside the SFHA	5 of 45
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 14 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20