105 Circle Dr, White Bluff, TN 37187 Property Records

Dickson County property record for 105 Circle Dr, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,484 sqft · built 1936
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,800 (Jul 2016)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`022096J A 00300`

Property Details

APN / Parcel Number

Primary APN	`022096J A 00300`
Alternative APN	`096J A 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1980
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	300 ft deep x 96 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	780 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	154 sqft
Utility Building	2 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	105 CIRCLE DR
City	WHITE BLUFF
State	TN
Zip	37187-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H03
Legal Subdivision	JACKSON ACRES SEC 1
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2039
Census Tract	60300

Owner

Source: Dickson County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CIRCLE DR, WHITE BLUFF, TN 37187-4828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
Dec 22, 2020	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Prior Sale	Jan 31, 2006
Deed Document Number	2016267707
Deed Book / Page	1257 / 962
Transfer Doc	000V747421
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Recording Date	Sep 30, 2026
Property Address	105 CIRCLE DR, WHITE BLUFF, TN 37187-4828
Document Number	0000391572
Book / Page	1618 / 2388
Instrument Date	Sep 21, 2026
Instrument	2026391572
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CIRCLE DR, WHITE BLUFF, TN 37187-4828

Mortgage

Document Number	0000391572,
Date	Sep 30, 2026
Book Page	1618/2388
Instrument	2026391572

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2036

Interest

Max Rate	-1%

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DICKSON TN
Property Address	105 CIRCLE DR, WHITE BLUFF, TN 37187-4828
Document Number	V1483160
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CIRCLE DR WHITE BLUFF TN 371874828, WHITE BLUFF, TN 37187-4828

Mortgage

Document Number	V1483160
Date	Jan 7, 2021
Book Page	001483/000160
Instrument	321904

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$49,600 Land $10,275 Building $39,325
2024		$198,400 Land $41,100 Building $157,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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