Luzerne County property record for 105 Circle Dr, Harding, PA 18643
| Property Type | Single Family Home |
|---|---|
| Details | 2,140 sqft · built 1985 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Nov 2021) |
| Tax Bill | $4,549 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-B10S1-015-009 |
| Primary APN | 17-B10S1-015-009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,140 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 97 ft wide |
| Old Parcel Number | 17-B10S1-015-009 |
|---|---|
| Street Address | 105 CIRCLE DR |
| City | HARDING |
| State | PA |
| Zip | 18643-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-477-D29-1-D66-5 33 CIRCLE DR |
| Legal Subdivision | HEX ACRES |
| Legal Block | 15 |
| Legal Lot Number | 9 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 211102 |
Source: Luzerne County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 CIRCLE DR, HARDING, PA 18643-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Mar 31, 2017 | Grant Deed, Transfer · Conventional with PMI USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Document Number | 202173419 |
| Deed Book / Page | 3021 / 315983 |
| Prior Transfer Date | Mar 30, 2017 |
| Prior Transfer Doc | 0000016804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Nov 15, 2021 |
| Property Address | 105 CIRCLE DR, HARDING, PA 18643-3019 |
| Document Number | 0000073419 |
| Book / Page | 3021 / 315983 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 202173419 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Title Company | WETZEL ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 CIRCLE DR, HARDING, PA 18643-3019 |
| Document Number | 0000073420 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 202173420 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Mar 31, 2017 |
| Property Address | 105 CIRCLE DR, HARDING, PA 18643-3019 |
| Document Number | 0000016804 |
| Book / Page | 003017 / 058754 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 16804 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 CIRCLE DR HARDING PA 186433019, HARDING, PA 18643-3019 |
| Document Number | 16805 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 003017/058760 |
| Instrument | 16805 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Exeter Township |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,549.00 Homeowner's exemption | $151,400 (-) Land $19,200 Building $132,200 | |
| 2025 | $4,549.00 (+8.36%) | ||
| 2024 | $151,400 Land $19,200 Building $132,200 | ||
| 2023 | $4,198.00 | ||
| 2009 | $151,400 Land $19,200 Building $132,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1979–2014) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | Oct 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 87% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA HEX ACRES private · serves 386 people · EPA ID PA2400053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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