105 Christopher Ln, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 105 Christopher Ln, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,075 sqft · built 1965
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$5,149 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.7-1-24`

Property Details

APN / Parcel Number

Primary APN	`422800 59.7-1-24`
Alternative APN	`280005900700010240000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	161 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	250 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	105 CHRISTOPHER LN
City	SCHENECTADY
State	NY
Zip	12303-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G,HBF,ROG,SP 4.-340-16
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1009
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.7-1-24

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 CHRISTOPHER LN, SCHENECTADY, NY 12303-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	105 CHRISTOPHER LN, SCHENECTADY, NY 12303-2332
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHRISTOPHER LN, SCHENECTADY, NY 12303-2332

Mortgage

Document Number	0000063065
Date	Dec 14, 2021
Book Page	5179/287
Instrument	202163065

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,149.00	$140,000 (-) Land $10,800 Building $129,200	$215,400 (+16.94%) Land $16,617 Building $198,783
2023		$140,000 Land $10,800 Building $129,200	$184,200 Land $14,210 Building $169,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.