105 Chestnut Trl, Linville, NC 28646 Property Records

Avery County property record for 105 Chestnut Trl, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,269 sqft · built 1988
Lot Size	3.52 acres (153,593 sqft)
Owner	2 Trust Names on File
Last Sale	$848,000 (Dec 2009)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1856-00-45-7458-00000`

Property Details

APN / Parcel Number

Primary APN	`1856-00-45-7458-00000`
Alternative APN	`76541`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,269 sqft Living Area
Gross Area	5,085 sqft
1st Floor Area	3,496 sqft
Basement Area	2,062 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	153,593 sqft (3.52 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Deck Area	1,010 sqft
Patio Area	1,010 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	76541
Street Address	105 CHESTNUT TRL
City	LINVILLE
State	NC
Zip	28646-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	LRDC UNIT 1 LOT 5 PLAT 18-40
Legal Subdivision	PLAT 18-40
Legal Lot Number	5
Legal Unit	1
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1085
Census Tract	930200

Owner

105 Chestnut Trl is held in a trust since October 2021.

Source: Avery County records, as of January 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8208 GREENCASTLE DR, CHARLOTTE, NC 28210-4208
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Intrafamily Transfer, Transfer
Oct 26, 2021	Intrafamily Transfer, Transfer
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS INS CO
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2009 · Amount on File
Deed Sale	Dec 7, 2009 · Amount on File
Deed Document Number	20095517
Deed Book / Page	443 / 1819
Last Transfer Date	Oct 21, 2021
Transfer Doc	2021006689
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AVERY NC
Recording Date	Oct 26, 2021
Property Address	105 CHESTNUT TRL, LINVILLE, NC 28646-8030
Document Number	2021006690
Book / Page	568 / 756
Map Reference	MB 39 PG 207A
Instrument Date	Oct 26, 2021
Instrument	2021006690
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8208 GREENCASTLE DR, 8208, CHARLOTTE, NC 28210-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	8208 GREENSTLE DRIVE, CHARLOTTE, NC 28210-4208

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AVERY NC
Recording Date	Oct 26, 2021
Property Address	105 CHESTNUT TRL, LINVILLE, NC 28646-8030
Document Number	2021006689
Book / Page	568 / 751
Map Reference	MB 39 PG 207A
Instrument Date	Oct 21, 2021
Instrument	2021006689
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8208 GREENCASTLE DR, CHARLOTTE, NC 28210-4208

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	105 CHESTNUT TRL, LINVILLE, NC 28646-8030
Document Number	0005531673
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 CHESTNUT TRL LINVILLE NC 286468030, LINVILLE, NC 28646-8030

Mortgage

Document Number	0005531673
Date	Dec 14, 2020
Book Page	000553/001673
Instrument	7226

Lender

Name	MISCELLANEOUS INS CO
Address	ATLANTA, GA 30338

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	105 CHESTNUT TRL, LINVILLE, NC 28646-8030
Document Number	0005321168
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHESTNUT TRL LINVILLE NC 286468030, LINVILLE, NC 28646-8030

Mortgage

Document Number	0005321168
Date	Jul 3, 2019
Book Page	000532/001168
Instrument	2693

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 105 Chestnut Trl was $4,850.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00	$1,212,700 Land $87,500 Building $1,125,200	$1,212,700 Land $87,500 Building $1,125,200
2024	$4,850.00
2023	$4,850.00	$1,212,700 (-) Land $87,500 Building $1,125,200	$1,212,700 (-) Land $87,500 Building $1,125,200
2022	$4,850.00	$1,212,700 Land $87,500 Building $1,125,200	$1,212,700 Land $87,500 Building $1,125,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Chestnut Trl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Chestnut Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

4G LTE only, no 5G reported

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