105 Cherry Point Dr, Palmer, TX 75152 Property Records

Ellis County property record for 105 Cherry Point Dr, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 2017
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,304 (May 2026)
Tax Bill	$4,854 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R228623`

Property Details

APN / Parcel Number

Primary APN	`R228623`
Alternative APNs	`65668790900300110` `228623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,646 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 CHERRY POINT DR
City	PALMER
State	TX
Zip	75152-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK I THE MEADOWS OF PALMER PH 2 .193 AC
Legal Subdivision	THE MEADOWS OF PALMER PH 2
Legal Block	I
Legal Lot Number	3
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1010
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CHERRY POINT DR, PALMER, TX 75152-8256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer · FHA Mortgage HIGHLANDS RESID'L MORTGAGE
Jul 11, 2024	Deed, Transfer · FHA Mortgage UMORTGAGE LLC
Feb 24, 2020	Deed of Trust, Mortgage GATEWAY MTG GRP
Dec 20, 2017	Warranty Deed, Subdivision Related Transfer GATEWAY MTG
Aug 1, 2017	Warranty Deed, Transfer NATIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jul 11, 2024 · Amount on Record
Deed Document Number	202618578
Prior Transfer Date	Dec 18, 2017
Prior Transfer Doc	0000036619
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	May 27, 2026
Property Address	105 CHERRY POINT DR, PALMER, TX 75152-8256
Document Number	0000018578
Instrument Date	May 26, 2026
Instrument	202618578
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	ROYAL LAND TITLE, ROYAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHERRY POINT DR, PALMER, TX 75152-8256

Mortgage

Document Number	0000018579,
Date	May 27, 2026
Instrument	202618579

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 11, 2024
Property Address	105 CHERRY POINT DR, PALMER, TX 75152-8256
Document Number	0002421545
Map Reference	CAB G SL 146
Instrument Date	Jul 9, 2024
Instrument	2421545
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9036 LEICESTER WAY, ROSCOE, IL 61073-7143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 MOORHEAD CT, ARLINGTON, TX 76014-1357

Mortgage

Document Number	0002421546
Date	Jul 11, 2024
Instrument	2421546

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	105 CHERRY POINT DR, PALMER, TX 75152-8256
Document Number	0000006866
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 CHERRY POINT DR PALMER TX 751528256, PALMER, TX 75152-8256

Mortgage

Document Number	0000006866
Date	Mar 2, 2020
Instrument	6866

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 20, 2017
Property Address	105 CHERRY POINT DR, PALMER, TX 75152-8256
Document Number	0000036619
Instrument Date	Dec 18, 2017
Instrument	36619
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2018
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 CHERRY POINT DR PALMER TX 751528256, PALMER, TX 75152-8256

Mortgage

Document Number	36620
Date	Dec 20, 2017
Instrument	36620

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 1, 2017
Property Address	105 CHERRY POINT DR, PALMER, TX 75152-8256
Document Number	0000021622
Instrument Date	Jul 28, 2017
Instrument	21622
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1201 COMMERCIAL BLVD S ARLINGTON TX 760017127, ARLINGTON, TX 76001-7127
Investor	Possibly a Property Investor

Mortgage

Document Number	21623
Date	Aug 1, 2017
Instrument	21623

Lender

Name	NATIONAL BK
Type	Bank
Address	FORT WORTH, TX 76106

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Palmer Town
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,834 (-1.61%) Land $45,000 Building $254,834	$299,834 (-1.61%) Land $45,000 Building $254,834
2025	$4,854.00 (+12.91%) Homeowner's exemption	$304,753 (-2.55%) Land $45,000 Building $259,753	$304,753 (-2.55%) Land $45,000 Building $259,753
2024	$4,299.00 (+15.35%)
2023	$3,727.00 (-13.57%) Homeowner's exemption	$312,712 Land $25,000 Building $287,712	$312,712 Land $25,000 Building $287,712
2018	$4,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMER serves 3,015 people · EPA ID TX0700007
Water Source	Purchased surface water from ROCKETT SUD
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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