105 Cherry Branch Dr, Havelock, NC 28532 Property Records

Craven County property record for 105 Cherry Branch Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1995
Lot Size	1.18 acres (51,793 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Nov 2021)
Tax Bill	$1,164 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-1-051`

Property Details

APN / Parcel Number

Primary APN	`5-006-1-051`
Alternative APN	`90980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,793 sqft (1.18 acres)
Garage Type	Attached
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	90980
Street Address	105 CHERRY BRANCH DR
City	HAVELOCK
State	NC
Zip	28532-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	51 CHERRY BRANCH PHASE ONE
Legal Subdivision	CHERRY BRANCH
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	961303

Owner

105 Cherry Branch Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 CHERRY BRANCH DR, HAVELOCK, NC 28532-9765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Nov 15, 2021	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Dec 28, 2007 · Amount on File
Deed Document Number	202110086903
Deed Book / Page	3699 / 2018
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	105 CHERRY BRANCH DR, HAVELOCK, NC 28532-9765
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003873/665
Date	Mar 23, 2026
Book Page	3873/665
Instrument	10153762

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 10, 2046

Interest

Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 15, 2021
Property Address	105 CHERRY BRANCH DR, HAVELOCK, NC 28532-9765
Document Number	03699/2018
Book / Page	3699 / 2018
Map Reference	CAB D SL 608-702
Instrument Date	Nov 10, 2021
Instrument	10086903
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	790 HALL RD, 790, DAHLGREN, VA 22448-3038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHERRY BRANCH DR, HAVELOCK, NC 28532-9765

Mortgage

Document Number	0036992020
Date	Nov 15, 2021
Instrument	3699/2020

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 105 Cherry Branch Dr was $1,164.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,164.00	$218,910 (-) Land $55,950 Building $162,960	$218,910 (-) Land $55,950 Building $162,960
2025	$1,164.00	$218,910 Land $55,950 Building $162,960	$218,910 Land $55,950 Building $162,960
2023	$1,152.00 (+6.47%)	$218,910 (+33.85%) Land $55,950 Building $162,960	$218,910 Land $55,950 Building $162,960
2022	$1,082.00	$163,550 Land $46,050 Building $117,500
2018			$163,550 Land $46,050 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cherry Branch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cherry Branch Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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