105 Cherokee Ln, Thaxton, VA 24174 Property Records

Bedford County property record for 105 Cherokee Ln, Thaxton, VA 24174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 2001
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2026)
Tax Bill	$562 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124 9 46`

Property Details

APN / Parcel Number

Primary APN	`124 9 46`
Alternative APNs	`12403527` `510705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Deck Area	185 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	105 CHEROKEE LN
City	THAXTON
State	VA
Zip	24174-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING MEADOWSLOT 46
Legal Subdivision	ROLLING MEADOWS
Legal Lot Number	46
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1027
Census Tract	30605

Owner

105 Cherokee Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Bedford County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 CHEROKEE LN, THAXTON, VA 24174-3058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Aug 6, 2018 · Amount on File
Deed Document Number	20265943
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 26, 2026
Property Address	105 CHEROKEE LN, THAXTON, VA 24174-3058
Document Number	0000005943
Instrument Date	Jun 19, 2026
Instrument	20265943
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHEROKEE LN, THAXTON, VA 24174-3058

Mortgage

Document Number	0000005944,
Date	Jun 26, 2026
Instrument	20265944

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 6, 2018
Property Address	105 CHEROKEE LN, THAXTON, VA 24174-3058
Document Number	0180007141
Instrument Date	Aug 3, 2018
Instrument	180007141
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHEROKEE LN, THAXTON, VA 24174-3058

Mortgage

Document Number	0180007142
Date	Aug 6, 2018
Instrument	180007142

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cherokee Ln was $562.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00	$137,300 Land $35,000 Building $102,300
2023	$562.00 Additional exemption filed	$68,650	$137,300 Land $35,000 Building $102,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Cherokee Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cherokee Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Ln

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