105 Cheltenham Dr, Normal, IL 61761 Property Records

McLean County property record for 105 Cheltenham Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,299 sqft · built 1976
Lot Size	0.235 acres (10,414 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Aug 2016)
Tax Bill	$5,520 (2024)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-426-004`

Property Details

APN / Parcel Number

Primary APN	`14-30-426-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Roof Material	Asphalt
Lot Area	10,414 sqft (0.235 acres)
Lot Dimensions	127 ft deep x 82 ft wide
Garage Area	528 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	105 CHELTENHAM DR
City	NORMAL
State	IL
Zip	61761-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PARKSIDE SOUTH SUB LOT 34
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SOUTH SUB
Legal Lot Number	34
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3062
Census Tract	302

Owner

105 Cheltenham Dr is owned and occupied by an individual who bought it in August 2016.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	105 CHELTENHAM DR, NORMAL, IL 61761-2742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Aug 1, 2011	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Aug 23, 2016	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2016 · Amount on File
Deed Sale	Aug 23, 2016 · Amount on File
Deed Document Number	201615848
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	105 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011204
Date	May 13, 2021
Instrument	2021-00011204

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	105 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100021872
Date	Sep 9, 2021
Instrument	2021-00021872

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	105 CHELTENHAM DR, NORMAL, IL 61761-2742
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	NATIONS TITLE AGENCY/MI, NATIONS TITLE AGENCY OF MISS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100016681
Date	Aug 1, 2011
Instrument	2011-00016681

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2041

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 23, 2016
Property Address	105 CHELTENHAM DR, NORMAL, IL 61761-2742
Document Number	201600015848
Map Reference	DOC75-9618
Instrument Date	Aug 18, 2016
Instrument	2016-00015848
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CHELTENHAM DR, NORMAL, IL 61761-2742

Mortgage

Document Number	201600015849
Date	Aug 23, 2016
Instrument	2016-00015849

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,147 Land $15,432 Building $73,715	$267,441 Land $46,296 Building $221,145
2024	$5,520.00 (+7.04%)
2023	$5,157.00	$73,139 Land $12,661 Building $60,478	$219,417 Land $37,983 Building $181,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Cheltenham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cheltenham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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