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105 Cheffey Rd, Palatka, FL 32177 Property Records

Putnam County property record for 105 Cheffey Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details1,413 sqft · built 2007
Lot Size0.669 acres (29,160 sqft)
OwnerIndividual Name on Record
Last Sale$116,000 (Jun 2018)
Tax Bill$3,593 (2025)
Deeds & MortgagesJun 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN51-09-27-7820-0000-0060

Property Details

APN / Parcel Number

Primary APN51-09-27-7820-0000-0060
Alternative APN
  • 53014

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area1,413 sqft Living Area
Gross Area1,853 sqft
1st Floor Area1,413 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Roof TypeGable/Hip
Lot Area29,160 sqft (0.669 acres)
Lot Dimensions170 ft deep x 72 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area128 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number53014
Street Address105 CHEFFEY RD
CityPALATKA
StateFL
Zip32177-7143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER ROAD ESTATES MB4 P32 LOT 6 (MAP SHEET 15/51)
Legal Range27E
Legal Township09S
Legal Section51
Legal SubdivisionRIVER ROAD ESTATES
Legal Lot Number6
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2024
Census Tract950100

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address263 HERMOSA CT, SAINT AUGUSTINE, FL 32086-7309
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2018 · Amount on Record
Deed SaleJun 19, 2018 · Amount on Record
Prior SaleJun 21, 2012 · Amount on Record
Deed Document Number201811316
Deed Book / Page1510 / 318
Prior Transfer DateMay 19, 2008
Prior Transfer Doc0011940675
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJun 19, 2018
Property Address105 CHEFFEY RD, PALATKA, FL 32177-7143
Document Number0015100318
Book / Page001510 / 000318
Instrument DateJun 15, 2018
Instrument54011316
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyALL FLORIDA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$812.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 SHENANDOAH ST ST AUGUSTINE FL 320842817, ST AUGUSTINE, FL 32084-2817

Mortgage

Document Number15100321
DateJun 19, 2018
Book Page001510/000321
Instrument54011317
Lender
NameSTEPHEN KUEHN
AddressPO BOX 451340, WESTLAKE, OH 44145-0635
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 18, 2019

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,593.00 (+11.31%)$194,310 (-3.31%) Land $12,550 Building $181,760$194,310 (-3.31%) Land $12,550 Building $181,760
2023$3,228.00 (+13.14%)$200,960 (+14.93%)$200,960 (+14.93%) Land $12,550 Building $188,410
2022$2,853.00$174,850$174,850 Land $12,550 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims12 (2004–2017)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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