Scott County property record for 105 Charlotte Ave, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,267 sqft · built 1998 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Nov 2021) |
| Tax Bill | $1,769 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-30-084.000 |
| Primary APN | 190-30-084.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,267 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,704 sqft (0.108 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 CHARLOTTE AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKHORN MEADOWS |
| Legal Subdivision | ELKHORN MEADOWS |
| Legal Phase | 2 |
| Legal Lot Number | 83 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 29, 2021 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Dec 30, 2015 | Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Dec 30, 2015 · Amount on Record |
| Deed Document Number | 2021445985 |
| Deed Book / Page | 429 / 679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 29, 2021 |
| Property Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Document Number | 00MC55/477 |
| Book / Page | MC55 / 477 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 445984 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 29, 2021 |
| Property Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Document Number | 00D429/679 |
| Book / Page | D429 / 679 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 445985 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Name | Verified Name |
|---|---|
| Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Document Number | 0000445986 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 445986 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 30, 2015 |
| Property Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Document Number | 00D374/503 |
| Book / Page | D374 / 503 |
| Map Reference | CAB5 SL1828 |
| Instrument Date | Dec 18, 2015 |
| Instrument | 347541 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 N BROADWAY, LEXINGTON, KY 40505-3162 |
| Name | Verified Name |
|---|---|
| Address | 105 CHARLOTTE AVE, GEORGETOWN, KY 40324-8724 |
| Document Number | 0M1262/211 |
|---|---|
| Date | Dec 30, 2015 |
| Book Page | M1262/211 |
| Instrument | 347542 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Dec 18, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,700 (-) | $198,700 (-) | |
| 2025 | $1,769.00 (+3.15%) | $198,700 (+5.02%) | $198,700 (+5.02%) |
| 2023 | $1,715.00 (+12.98%) | $189,200 (+8.11%) Land $32,500 Building $156,700 | $189,200 (+8.11%) Land $32,500 Building $156,700 |
| 2022 | $1,518.00 | $175,000 Land $30,000 Building $145,000 | $175,000 Land $30,000 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2015–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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