105 Charley Aly, Chadbourn, NC 28431 Property Records

Columbus County property record for 105 Charley Aly, Chadbourn, NC 28431

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 1989
Owner	2 Individual Names on File
Last Sale	$173,000 (Sep 2016)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0251.04-50-7564.000`

Property Details

APN / Parcel Number

Primary APN	`0251.04-50-7564.000`
Alternative APNs	`13-01569` `075294`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,248 sqft Total Area
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Rolled Roofing

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	13-01569
Street Address	105 CHARLEY ALY
City	CHADBOURN
State	NC
Zip	28431-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JIMMIE SCOTT
Jurisdiction	COLUMBUS NC
Township / Civil Division	CHADBOURN
Census Block Group	4
Census Block	4006
Census Tract	930700

Owner

Source: Columbus County records · APN 0251.04-50-7564.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 CHARLEY ALY, CHADBOURN, NC 28431-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2016 · Amount on Record
Deed Sale	Sep 07, 2016 · Amount on Record
Deed Document Number	0001138378
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBUS NC
Property Address	105 CHARLEY ALY, CHADBOURN, NC 28431-1502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1243/141
Date	Dec 08, 2020
Book Page	1243/141
Instrument	2020005678

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Nov 01, 2046

Tax Assessment & Valuation

Source: Columbus County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Chadbourn Town
Unified School District	Columbus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,522.00	$170,900 (-) Land $17,200 Building $153,700
2023	$1,522.00	$170,900 Land $17,200 Building $153,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 6, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1987–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CHADBOURN serves 2,370 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.