105 Central Dr, Seneca, SC 29672 Property Records

Oconee County property record for 105 Central Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,589 sqft · built 2020
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,900 (Mar 2020)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-03-01-030`

Property Details

APN / Parcel Number

Primary APN	`223-03-01-030`
Alternative APN	`1075352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,589 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Material	Shingle
Lot Area	33,106 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1075352
Street Address	105 CENTRAL DR
City	SENECA
State	SC
Zip	29672-4882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22A (0.76 AC) B665-2
Legal Subdivision	STONEBROOK
Legal Lot Number	22A
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1020
Census Tract	30601

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CENTRAL DR, SENECA, SC 29672-4882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 3, 2020	Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	11442
Deed Book / Page	2549 / 315
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	105 CENTRAL DR, SENECA, SC 29672-4882
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011675
Date	Jan 22, 2021
Book Page	4087/85
Instrument	11675

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 3, 2020
Property Address	105 CENTRAL DR, SENECA, SC 29672-4882
Document Number	0025490315
Book / Page	002549 / 000315
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 CENTRAL DR SENECA SC 296724882, SENECA, SC 29672-4882

Mortgage

Document Number	39320335
Date	Mar 3, 2020
Book Page	003932/000335

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,007.00	$9,603 (-) Land $471 Building $9,132	$240,080 (-) Land $11,780 Building $228,300
2023		$9,603 Land $471 Building $9,132	$240,080 Land $11,780 Building $228,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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