105 Central Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 105 Central Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,867 sqft · built 1900
Lot Size	0.064 acres (2,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Aug 2021)
Tax Bill	$9,473 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00045-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`31-00045-0000-00018`
Alternative APNs	`310004500018` `090500`

Interior

Stories	2 Stories
Building Area	1,867 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,801 sqft (0.064 acres)
Lot Dimensions	100 ft deep x 28 ft wide

Location & Zoning

Account Number	090500
Street Address	105 CENTRAL AVE
City	LODI
State	NJ
Zip	07644-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	28X100
Legal Subdivision	BOROUGH/LODI
Legal Block	45
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1005
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CENTRAL AVE, LODI, NJ 07644-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Intrafamily Transfer, Transfer STEWART TITLE GURANTY, STEWART TITLE GUARANTY
Aug 19, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Mar 30, 2006 · Amount on Record
Deed Document Number	2021132886
Deed Book / Page	4336 / 89
Last Transfer Date	Sep 17, 2021
Transfer Doc	0047840628
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Aug 24, 2022
Property Address	105 CENTRAL AVE, LODI, NJ 07644-3018
Document Number	0047840628
Book / Page	4784 / 628
Instrument Date	Sep 17, 2021
Instrument	2022084039
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CENTRAL AVE, 105, LODI, NJ 07644-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CENTRAL AVE, LODI, NJ 07644-3018

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 19, 2021
Property Address	105 CENTRAL AVE, LODI, NJ 07644-3018
Document Number	0043360089
Book / Page	4336 / 89
Instrument Date	Jul 28, 2021
Instrument	2021132886
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 UNION ST, 225, LODI, NJ 07644-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CENTRAL AVE, LODI, NJ 07644-3018

Mortgage

Document Number	2021132887
Date	Aug 19, 2021
Instrument	2021132887

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,600 (-) Land $130,100 Building $137,500	$267,600 (-) Land $130,100 Building $137,500
2025	$9,473.00 (+5.61%)	$267,600 (-) Land $130,100 Building $137,500	$267,600 (-) Land $130,100 Building $137,500
2024	$8,970.00 (+2.7%)
2023		$267,600 Land $130,100 Building $137,500	$267,600 Land $130,100 Building $137,500
2022	$8,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures